Financing for Your Church.Today!

Heavenly Financing : 

Heavenly Financing Building God’s Kingdom! Nationwide

Heavenly Financing specializes in providing financing solutions for CHURCHES! : 

Heavenly Financing specializes in providing financing solutions for CHURCHES! And, we do that by providing the highest LTV, at very competitive rates and terms. Our guidelines are very straightforward and easy - with no credit or personal guarantee's required!

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Church lending is such a specialized type of lending and that is why many banks and other lenders will not touch church loans. This is because they are generally single-use properties, not personally guaranteed, and they do not file tax returns. And, to compound the problem most churches do not keep very detailed records.

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We know that once a deal is on the table, time becomes a critical factor. That’s why, at Heavenly Financing, we make it a habit to make your problems, our problems; your obstacles become our obstacles. We work tirelessly to get your deal funded.

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Our services include complete loan packaging, application submission and assistance with closing documentation, which accelerates the process from application to commitment to closing.

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80% LTV cash-out refi, 100% CLTV purchase (80/20) and up to 100% LTC on new construction! 20 - 25 year term - very LOW rates! non-recourse to borrowing entity - no Pre Payment Penalty!

Qualifications >$500k : 

Qualifications >$500k Church must be at least two years old, and in good-standing Minimum annual income of $100,000.00 Minimum attendance of 100 adults at Sunday service Maximum loan amount can not exceed three times total income no church mortgage or rent lates in the last twelve months simple qualification - no borrower's credit required!

Easy submission requirements : 

Easy submission requirements 3 years P&L statements + YTD after March, Appraisal (if available) Contract, if purchase Digital Pictures (if available) Completed Application

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We believe that when purchasing churches or other commercial property, our borrower's want leverage - and, that is one of the things that we do best!

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For construction, we can offer up to 100% Loan to Cost!

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Purchases can be structured to 100% by using a combination of a traditional 1st mortgage - combined with a seller's second of 20-25%, meaning, that on the day of closing, the sellers leaves the table with 75-80% of his money in cash!

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Refinances can also be negotiated to a higher CLTV when there are already seller-held notes in place.

Heavenly Financing : 

Heavenly Financing For details Call Bro. Bernard A. Savage 615-379-8810 bernardasavage@yahoo.com American First Financial Services, LLC 3000 Business Park Circle, Suite 400 Goodlettsville, TN 37071