Income for Life Online Presentation

Tami L. RobertsOwner/Broker/Author/Property ManagerMyFavoriteAgent.com llc&Income for Life : 

Tami L. RobertsOwner/Broker/Author/Property ManagerMyFavoriteAgent.com llc&Income for Life

What Type of Market are We Currently In? : 

What Type of Market are We Currently In? Sellers’ Market? Shifting? Buyers’ Market!!

No Doubt a Buyers Market : 

No Doubt a Buyers Market How to Capitalize on the Current Market Conditions in Baldwin County and most of the United States But First…

Agenda : 

Agenda Brief Background on Income for Life Review Current Market Conditions Wealth Creation Historically in Down Markets How to Mitigate Investment Risks in this Market Discuss a Key Concept: the Velocity of Money Wrap Up

What is Income for Life? : 

What is Income for Life? Organization Created By Rob Minton Implemented in USA & Canada Uses a Systematic Approach to Real Estate Investing Focus is on Nice Single Family Homes Properties Generally Need No Work We Teach “Homes Buying Homes” Designed to Help Investors Mitigate Risk

Income for Life Southern Region : 

Income for Life Southern Region

How Does the Current Market Affect You as an Investor? : 

How Does the Current Market Affect You as an Investor? 18-24 months ago 1st time buyer could easily purchase with a 580 FICO or Lower Since so many people were able to buy the rental market was soft as it has been for a number of years

How Does the Current Market Affect You as an Investor? : 

How Does the Current Market Affect You as an Investor? TODAY… One needs a minimum FICO of 660 and in many cases an even higher score Nationally millions of would be home buyers were squeezed out of home ownership Locally tens of thousands lost their ability to buy… almost overnight

How Does the Current Market Affect You as an Investor? : 

How Does the Current Market Affect You as an Investor? KEY CONCEPT: Their ability to purchase is gone NOT their desire to purchase OPPORTUNITY: The Rent to Own Buyer pool just went through the Roof! REMEMBER: Always Invest into Demand

How Does the Current Market Affect You as an Investor? : 

How Does the Current Market Affect You as an Investor? Lets Take a look at History What Lessons can be Learned from these Billionaires ? Trump, Carnegie, Perot, Rockefeller, Getty, Buffett

In fact, there is One Major Similarity of the Richest Men in History & Knowing it Can Make You Wealthy in Today’s Real Estate Market : 

In fact, there is One Major Similarity of the Richest Men in History & Knowing it Can Make You Wealthy in Today’s Real Estate Market

Take a Guess What thatONE similarity is? : 

Take a Guess What thatONE similarity is?

Slide 13: 

Every single billionaire you could ever study has used this exact strategy…. They bought when everyone else was selling, and they sold when everyone else was buying. They invested heavily into assets at deflated prices. They went against public sentiment.

Buy low and sell high : 

Buy low and sell high It worked for the world’s first billionaires, and it’s working for today’s billionaires Including those in real estate, which the the media seem to be trying to scare everybody away from

But the time to be scared of the real estate market is past : 

But the time to be scared of the real estate market is past Real estate billionaire Donald Trump said recently in an interview with Larry King:

Slide 16: 

Donald Trump “It’s an amazing situation. There are tremendous opportunities. You know what’s interesting? I was begging people not to buy real estate two years ago and everybody was buying. And now they are less interested when this is the time they should be negotiating to buy. This is the time.”

Slide 17: 

Andrew Carnegie Mr. Carnegie built one of the largest steel manufacturing companies in the world. During economic depressions, he invested heavily into his plants, confident of a recovery. During times of prosperity, these investments allowed him to expand to meet new demands. As the economy rebounded, he prospered. He eventually sold his steel empire for more than $400,000,000 in 1901.

Slide 18: 

Ross Perot When Ross Perot sold his GM stock for triple its value, he then began purchasing Texas real estate, where he saw great bargains as a result of the mid-1980s plunge in oil and gas prices.

Slide 19: 

John D. Rockefeller In the 1890s, the Merritt family borrowed aggressively to acquire huge tracts of land for iron ore. In 1893, iron prices plummeted and they turned to Rockefeller for help. He ultimately obtained complete control of their business. He rode out the pricing slump. Some of the stock that he acquired from the Merritts for $900,000 in 1894 increased in value to $9,000,000 in 1901.

Slide 20: 

J. Paul Getty This billionaire saw the Great Depression as an opportunity to buy assets at a discount. Here is a quote from his autobiography… “When I purchased the Hotel Pierre, located on Fifth Avenue for $2,350,000, it was New York’s most modern hotel. The Pierre was a bargain and a hotel with great potential. But the gloom-and-doom chaps were too busy titillating their masochistic streaks with pessimistic predictions of worse times to come to recognize such bargains as this when they saw them. At today’s (1965) land and construction costs, between 25 million and 35 million dollars would be needed to duplicate the Pierre in New York City.”

Slide 21: 

Warren Buffett “You pay a very high price in the stock market for a cheery consensus.” “We simply attempt to be fearful when others are greedy and to be greedy when others are fearful.” “Most people get interested in stocks when everyone else is. The time to get interested is when no one else is. You can’t buy what is popular and do well.”

What lesson can we extract from these wealthy individuals? : 

What lesson can we extract from these wealthy individuals?

Lessons Learned : 

Lessons Learned Buy when everyone else is selling Lock in valuable assets at discounted prices Sell these valuable assets when the market rebounds for significant profits

Slide 24: 

What is Trump doing today, buying or standing idle? What would Carnegie do if he was in your shoes today? What would Rockefeller do?

Would these multi-millionaires sit on the sidelines, or would they get busy buying homes at discounted prices? : 

Would these multi-millionaires sit on the sidelines, or would they get busy buying homes at discounted prices?

Slide 26: 

Today’s real estate market opens the door for the select few to achieve financial independence very quickly. This really is the time… The media would have you believe you should be scared of real estate right now, but as some of the richest people in history have shown, buying when everyone else is scared is a common strategy to acquire massive wealth.

Slide 27: 

This market will rebound

Slide 28: 

Another commonality of all the richest men in history is they invested into demand The subprime mortgage crisis has made it tougher to get housing, but the demand is still there And …

This demand is estimated to grow signifigantly over the next 40 years : 

This demand is estimated to grow signifigantly over the next 40 years At a recent meeting I attended with leading Real Estate Professionals and Investors from around the country, one of them said:

: 

“The need for affordable housing has not changed. The only thing that has changed is the financing for affordable housing.”

: 

He is 100 percent correct. To take the point further, we should step back and look at the projected growth of our population through the year 2050.

US Projected Growth Through 2050 : 

US Projected Growth Through 2050

: 

If you really study this graph, you’ll see that the population is projected to grow from 6 billion to 9 billion between now and 2050. That is a 50% increase!

: 

Sellers are motivated to sell their homes right now Prices are favorable The opportunity to invest is right now

Slide 35: 

The population growth chart gives us a crystal ball for our real estate investments. This crystal ball is not available with any other investing opportunity It is very easy to see that demand for housing will be increasing

Slide 36: 

As demand increases over time, so will housing prices and/or rents Real estate is unlike so many other investments because its value is based upon need Humans NEED housing The key point is that people NEED housing People don’t NEED stocks and/or mutual funds. There is a BIG difference

Slide 37: 

Always invest into demand Demand is always fueled by need

Many Experts Feel There Will not be a Buying Opportunity Like this for 10 or More Years… : 

Many Experts Feel There Will not be a Buying Opportunity Like this for 10 or More Years…

Why is this? : 

Why is this? First, it is actually LESS risky to invest in real estate now than it was a few years ago Why? 1) Better Pricing 2) Lower Interest Rates 3) Increased Rental Demand 4) Future Population Growth

As I Stated Earlier… : 

As I Stated Earlier… One of the Goals of our Income for Life Organization, is… To Help our Investors Mitigate or Reduce Future Risk Believe it or not even with all the data and history I just presented, many are still leery of buying and holding at this time

What if you could invest knowing your exact profit ahead of time? : 

What if you could invest knowing your exact profit ahead of time?

What if… : 

What if… You were GUARANTEED no vacancies right after purchase? You Enjoyed IMMEDIATE Positive Cash-Flow You Receive Large Up Front Payments PRIOR to Closing You had no NEGATIVE Carrying Costs You spent NO TIME Showing & Screening Tenants

And Best of All… : 

And Best of All… You KNOW All of Your Profits Ahead of time

This is one of the EXACT Services we offer through Income For Life : 

This is one of the EXACT Services we offer through Income For Life

Done4YouDeals.com Investment Opportunities : 

Done4YouDeals.com Investment Opportunities Because of our Approach we get many referrals for tenant/buyers looking for a good home but don’t have the means to purchase today We interview, qualify and show these tenant/buyers homes that match both their criteria and our Income for Life criteria We collect their up front money, negotiate the lease & get them ready for their move in date You (from your couch if you like) OK the Deal Then you start collecting money!!

Income For Life… : 

Income For Life… One home gives you five income streams 2) Monthly Cash Flow 3) Price Appreciation 4) Tax Deductions 1) Upfront Payment 5) Mortgage Pay Down WEALTH

Let’s look at a few recent examples : 

Let’s look at a few recent examples

21665 Palmer CourtRobertsdale, AL : 

21665 Palmer CourtRobertsdale, AL

21665 Palmer CourtRobertsdale, AL : 

Purchase Price $170,000 Up Front Option Payment From Tenant $6,000 Pre Agreed Upon 2 Year Buy Out Price $205,000 Monthly Cash-Flow $163 Appreciation $35,000 21665 Palmer CourtRobertsdale, AL

Let’s Crunch the Numbers : 

Let’s Crunch the Numbers Appreciation $35,000 Plus $163 per month Cash Flow $3,912 Less Credits $2,400 Total Profit of $36,512 Amount Invested $17,000

Let’s Crunch the Numbers : 

Let’s Crunch the Numbers 2 Year ROI 214.78%

What one member said about his experience with this strategy … : 

What one member said about his experience with this strategy … “The Home Finder Program worked beautifully. Income for Life found a great tenant who was very motivated to buy a home and who had a very acceptable credit standing. We had the tenant signed up in the lease to own program before we closed on the home and they moved in the day after closing. This allowed us to receive two rent payments before our first mortgage payment was due. They have been perfect tenants since moving in and have been on time with all payments.” Mike Cissel, Income for Life Member

18968 Hammond Street Robertsdale, AL : 

18968 Hammond Street Robertsdale, AL

18968 Hammond Street Robertsdale, AL : 

18968 Hammond Street Robertsdale, AL Purchase Price $128,000 Up Front Option Payment From Tenant $3,000 Pre Agreed Upon 2 Year Buy Out Price $149,000 Monthly Cash-Flow $193 Appreciation $21,000

Let’s Crunch the Numbers : 

Let’s Crunch the Numbers Locked in Buyout Profit $21,000 Plus $193 per month Cash Flow $4,232 Less $100 per month Credits $2,400 Total Profit of $20,832 Amount Invested $12,800

Let’s Crunch the Numbers : 

Let’s Crunch the Numbers 2 Year ROI 162.75%

What this member said about his experience with this strategy … : 

“I am writing to let you know how pleased I am with the pre-packaged purchase of the property at 18968 Hammond Street. My personal coach made sure everything ran smoothly for this purchase, and I am pleased with the cash flow of $193 a month and the expected sale of the home in the next two years.” Steve Sinsel, Income for Life Member What this member said about his experience with this strategy …

1300 East Fairway Drive Gulf Shores, AL : 

1300 East Fairway Drive Gulf Shores, AL

1300 East Fairway DriveGulf Shores, AL : 

1300 East Fairway DriveGulf Shores, AL Purchase Price $342,000 Up Front Option Payment From Tenant $75,000 Pre Agreed Upon 2 Year Buy Out Price $450,000 Monthly Cash-Flow $1003 Appreciation $108,000

Let’s Crunch the Numbers : 

Let’s Crunch the Numbers Locked in Buyout Profit $108,000 Plus $1003 per month Cash Flow $24,720 Less $500 per month Credits $12,000 Total Profit of $120,720 Amount Invested $68,400

Let’s Crunch the Numbers : 

Let’s Crunch the Numbers 2 Year ROI 176.49%

All These Members Benefited… : 

All These Members Benefited… They were GUARANTEED no vacancies right after purchase with a locked in contract They Enjoyed IMMEDIATE Positive Cash-Flow They Received Large Up Front Payments PRIOR to Closing They had no NEGATIVE Carrying Costs They spent NO TIME Showing & Screening Tenants

Would This Type of Deal Appeal to you? : 

Would This Type of Deal Appeal to you? They might if you work a full time job They might if you want to supplement your current approach They might if you are not hands on

The Reality is These Deals Are not for everyone : 

The Reality is These Deals Are not for everyone The one similarity that all our case study's shared was ACTION! They saw the opportunity, Jumped on it and now every month they are profiting from that action

Who these deals are not for… : 

Who these deals are not for… Unqualified Tire Kickers Big Talkers Indecisive People Investors who are only interested in rehab projects

The Velocity of Money : 

The Velocity of Money Invest Money Into an Asset Get Money Back Keep Control of the Asset Move Money Into a New Asset Get Money Back Repeat the Process

One of Rob’s actual investments… : 

One of Rob’s actual investments… Home purchased for $56,500 $4,000 Down (Amount invested out of pocket) 631 East 261st, Euclid

Profit on Sale to Tenant : 

Profit on Sale to Tenant Home purchased for $56,500 Sold to Tenant for $86,000 Profit on Sale of $25,336 after closing costs 631 East 261st, Euclid

Slide 69: 

Return on Investment Profit of $25,336 Amount in Invested $4,000 625% Return on Investment

Reinvest Profit into Two More Homes… : 

Reinvest Profit into Two More Homes… Take the proceeds from the sale of the first home and split into two down payments for two new nice single family homes Use a special tax code to avoid paying gain on sale of first home

1st Home Purchased with Profits : 

1st Home Purchased with Profits Home purchased for $116,000 10% Down Payment Loan From Proceeds on 631 East 261 St. Amount invested out of pocket $0 658 Tioga Trail, Willoughby

Profit on Sale to Tenant : 

Profit on Sale to Tenant Home Purchased for $116,000 Home Sold to Tenant for $128,000 Proceeds from Sale to Tenant $24,346 658 Tioga Trail, Willoughby

Check from sale of 658 Tioga Trail : 

Check from sale of 658 Tioga Trail

2nd Home Purchased with Profits : 

2nd Home Purchased with Profits Home purchased for $99,000 10% Down Payment Loan From Proceeds on 631 East 261 St. Amount invested out of pocket $0 1137 Avondale South Euclid

Rob still owns this home today : 

Rob still owns this home today Home purchased for $99,000 Refinanced in October 2006 Cash Extracted from home $12,747 1137 Avondale South Euclid

Copy of Check from Avondale Refinance : 

Copy of Check from Avondale Refinance

Summary : 

Summary Invested $4,000 into 631 East 261 St. Made $25,336 Invested $0 out of pocket into 658 Tioga Made $24,346 Invested $0 out of pocket into 1137 Avondale Made $12,747 and still owns the home

What can $4,000 turn into as an Income for Life Member? : 

What can $4,000 turn into as an Income for Life Member? Cash of $36,820 (ultimately reinvested again to acquire the Paramount Building) Plus a nice single family home (1137 Avondale) providing a monthly positive cash flow of $372 ($4,464 annually)

Homes Buying Homes : 

Homes Buying Homes Acquire one nice single family home and sell it to your tenant Reinvest the proceeds from this sale into two new nice single family homes No additional down payment or out of pocket money required Double your assets, cash flow and wealth every few years

Advanced Income for Life Investing Plan : 

Advanced Income for Life Investing Plan Invest in three single family homes this year Trade these homes for two new homes every two years At the end of 6 years you will own 24 homes

Slide 81: 

Homes Buying Homes The Velocity of Money in Action…

Wealth is owning a growing asset base : 

Wealth is owning a growing asset base 24 homes worth $125,000 each would be $3,000,000 in real estate Appreciates at 2% a year $60,000 Appreciates at 3% a year $90,000 Appreciates at 4% a year $120,000 Appreciates at 5% a year $150,000

Income from your growing asset base : 

Income from your growing asset base 24 homes paying you positive monthly cash flow would create: Mthly Inc. $50 a month per home $1,200 $150 a month per home $3,600 $200 a month per home $4,800 $300 a month per home $7,200

Let’s Play a Game : 

Let’s Play a Game If you were to give me $4,000 today walk away and do nothing for two years Then return to this exact spot two years from today and I gave you $25,336 back Would you do it?

Getting Started… : 

Getting Started… Details on the Income for Life Membership

What we do for Income for Life Members… : 

What we do for Income for Life Members… We work with you one on one We find you properties that are under market value – (Weekly Best Buy Hotlist) We help you evaluate your investment including inspecting the home We negotiate the purchase of the home for you We give you access to our approved Low Down Payment Lenders Coach you through the tenant selection Help you sell your property to your tenant

In addition Members receive… : 

In addition Members receive… An ongoing masters level education on building wealth (success leaves clues) 12 page monthly newsletter Monthly audio CD series Free training classes Network & learn from other investors

What is this Worth to You? : 

What is this Worth to You? To be able to have enough income from your investments to retire in 3 to 5 years?

What is this Worth to You? : 

What is this Worth to You? $2,000 ? $5,000 ? $10,000 ?

What the Other Guys Charge : 

What the Other Guys Charge Le Grand- $7,485 +Shipping and Handling Dolf de Roos- $21,283 +Shipping and Handling

Review and Compare : 

Review and Compare Income For Life Local Co. Wealth Coach Continuing Ed. Class Monthly Newsletter Lending Assistance Start today! Other Systems PO Box 800 Number 5k Bootcamp Infomercial Yellow Pages Wait for Shipping

All Income for Life Member Get… : 

All Income for Life Member Get… Assistance from a Wealth Coach who is an experienced real estate investor who invests and owns properties. Your coach will work with you one on one to help you find, analyze, and acquire investment properties. (Priceless Value) Our New Member Kit ($1,000 value) Special Access to our Private Member’s Only Website ($3,000 value) All Investing Forms and Contracts and Updates ( $2,000 value) Monthly Income for Life Newsletter (A Seminar in Every Issue) ($1,000 value) Monthly Income for Life Audio Series ($360 value) Million Dollar Rolodex (Located in the Member’s Only Website) ($1,000 value) Free Fast Start Training Class ($500 value) Free How to Sell Your Home Fast & For Top Dollar Training Class ($500 value) Weekly Best Buy Hotlist Sent Via Email (Priceless value) Access to Low Down Payment Lenders (Priceless value Open Question & Answer Fax Line ($500 value) Special Discounts on Income for Life Events (Priceless Value)

The Membership Kit Includes… : 

The Membership Kit Includes… The Amazing Real Estate Investing System How to Flip Mobile Homes for Massive Profits Joe Vitale’s Book: The Greatest Money Making Secret in History What Successful Investors See That Unsuccessful Investors Don’t – Report An audio Recording: How to Make Money Multiply Consistently, Constantly & At Will An audio recording: How to Be Financially Free in Seven Months. ($1,000 value)

Income for Life Signature Level Membership : 

Income for Life Signature Level Membership One Time Enrollment fee of $199.00 A Monthly Membership fee of $29.95

Special Bonus For 24 Hours Only(Our Extravagant Extravaganza Offer) : 

Special Bonus For 24 Hours Only(Our Extravagant Extravaganza Offer) You may enroll for only $99 You ONLY PAY $99 for Membership enrollment and the Monthly Membership Fee of $9.99! This offer is only good for 24 hours, if you upgrade at a later date you will be charged the regular enrollment fee and monthly fee.

Slide 96: 

Steps to Get Started… Today Sign up today at our secure website: http://enroll.incomeforlifeseminar.com This secure website is enabled for webinar attendees to enroll in Income for Life for $99 during the next 24 hours.

Iron Clad Guarantee : 

Iron Clad Guarantee You can cancel your membership at anytime Just provides us with a note or call our office We urge you to cancel if you don’t feel that we have added $500 of value to you each and every month The monthly Newsletter will provide you with hundreds of dollars alone *****

To Your Wealth and Abundance!Go to http://enroll.incomeforlifeseminar.com : 

To Your Wealth and Abundance!Go to http://enroll.incomeforlifeseminar.com