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How you can Buy a house in Rugby :

How you can Buy a house in Rugby

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It’s a dream for many to buy a house of their own and live happily ever after but to make this dream a reality requires a lot of hard work. The process of buying a house in the UK can take anything between 6 weeks to 8 months. There is also a lot of planning to do prior to the purchase as buying a house is probably one of the biggest purchases anyone can make and small errors can lead to unnecessarily huge costs. To avoid this, here are a couple of things you can do to ensure that your new house purchase is a smooth process.

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Never go house hunting with a ‘must own’ attitude. Always ensure that you first fix a budget for the house purchase and look for as many options as you can which fall within that budget. Do not overspend on buying a house which you can barely afford just because you want to buy a house which is super gorgeous. There will be many other houses which are affordable and can be made as good looking. Financial security is more important.

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Hire a real estate agent to find you the type of house you are interested in. Be very specific when telling the agent about property specifications for your home, like the number of bedrooms, the type of fittings and so on. It is only based on these specifications that he can give you suggestions for houses which are most similar to what you’re looking for and will go a long way in saving everyone’s time. Also be sure that you mention what you’re willing to pay and if you have any other conditions. This makes it easier for the real estate agent to negotiate with the seller. If you’re going to take a loan to buy the house, make sure you clarify all payment terms too.

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Once you’ve found a house of your choice and the seller has agreed to your terms and accepts your offer, it would take you 2 to 6 weeks for the house to be transferred to your name. Take a survey of the house to be sure that the house is actually what you wanted and also to be sure that it is worth the price you’ll be paying. Checking the property’s condition will give you a good idea if the house needs any major repairs or if its condition is as good as it was conveyed to you by the agent. Once you’re satisfied with the survey, you may have to pay part of the price as a deposit and the rest of the cash later on. Get your lawyer to look into the legal issues and take care of the paperwork. The paperwork relating to the transfer should not take much time if the seller’s and your documents are in place. Once the paperwork is complete, you can hand over the balance money to the seller and the house is finally yours. To know more about buying houses in Rugby and to find a good real estate agent to help you, click here www.spencers.co.uk/forsaleoffice/rugby/2010/  

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