slide 1: Find IFSC Code / MICR Code using the Lists below
First select your bank from the following drop-down list then select your state and
district and finally select the branch of your bank to find IFSC Code.
If you need to change any search term please use brown colored icon near the
drop-down menu. Some names may be confusing to select because some names are
misspelled with or without space. If you have trouble with this method please use the
menu or search.
You must know what these codes mean so that fraudulent activities concerning your
account can be avoided.
Here you can find
● IFSC Codes
● MICR Codes
● Banking codes
● BSR code
● Swift code
● Address
● Contact information
All Banks and Bank Branches in India - IFSC Code
List
● Ahmednagar Merchants Co-Op Bank
● Airtel Payments Bank
● Akola District Central Co-Operative Bank
● Akola Janata Commercial Cooperative Bank
● Allahabad Bank
● Almora Urban Co-Operative Bank Ltd
● State Bank of India IFSC Code
● Punjab National Bank IFSC Code
● Bank of Baroda IFSC Code
● Bank of India IFSC Code
● Bank Of America Bank IFSC Code
slide 2: ● Bank Of Bahrain And Kuwait Bank IFSC Code
● Bank Of Ceylon IFSC Code
● Ambarnath Jaihind Coop Bank
● Andhra Pradesh Grameena Vikas Bank
● Andhra Pragathi Grameena Bank
● Apna Sahakari Bank Ltd
● Au Small Finance Bank Limited
● Australia And New Zealand Banking Group Limited
● State Bank of Travancore IFSC Code
● State Bank of Hyderabad IFSC Code
● Oriental Bank of Commerce IFSC Code
● Dbs Bank Ltd IFSC Code
● Bassein Catholic Co-Op Bank Ltd Bank IFSC Code
● Bhagini Nivedita Sahakari Bank IFSC Code
● Bharatiya Mahila Bank Limited Bank IFSC Code
● BNP Paribas Bank IFSC Code
● Bandhan Bank Limited Bank IFSC Code
IFSC Code:
What is IFSC code
IFSC stands for Indian Financial System Code. IFSC Code is usually seen on your
passbook and cheque books. It is a unique 11 digit code that is specific to each branch
of each bank in India.
Who issues IFSC Code
Reserve Bank of India
What is the Use of IFSC Code
IFSC code is used for secured online fund transfers like RTGS Real-Time Gross
Settlement NEFT National Electronic Fund Transfer and IMPS Immediate Payment
Service.
What does IFSC Code denote
● First four digits denote the bank
● It is then followed by zero
● Last six digits denote the bank branch
slide 3: MICR Code:
What is MICR Code
MICR stands for Magnetic Ink Character Recognition MICR. It is usually seen on
passbooks and the bottom of the cheque leaf. It is a unique 9 digit code
Who issues MICR Code
Reserve Bank Of India
What is the use of MICR Code
It is used for safe online fund transfers. Since it is magnetically inked it is
machine-readable which means the transactions are highly secure in nature.
What does MICR Code denote
● The first three digits denote the city
● Middle three digits denote the bank
● Last three digits denote the branch
RTGS:
What is RTGS
RTGS stands for Real-Time Gross Settlement. It is an internet banking electronic fund
transfer facility
Who manages RTGS
Reserve Bank of India
What is the use of RTGS
Its real-time Fund are credited into the beneficiary’s account in less than 30 minutes
When do you use RTGS
RTGS transactions are used for the transfer of large sums of money which are usually
above 2 lacs. The charges are nil since it is a centralised system managed by Reserve
Bank of India
slide 4: What do you require for RTGS transactions
You need beneficiary’s
● Name
● Bank name
● IFSC code
● Bank account number. In order to make transactions through RTGS both the
banks where the remitter and the beneficiary have their account should contain
RTGS facility
NEFT:
What is NEFT
NEFT stands for National Electronic Funds Transfer. It is a type of online transfer
system which are mainly branch settled.
Who manages NEFT
Reserve Bank of India
What is the use of NEFT
Online fund transfer with an upper limit of Rs. 50000 Funds get credited into the
beneficiary’s account within 2 days.
When do you use NEFT
NEFT is used when real-time fund transfer is not necessary and when online service is
redundant since NEFT can be done through banking at the bank branch
What do you require for NEFT transactions
You need beneficiary’s
● Name
● Bank name
● IFSC code
● Bank account number.
In order to make transactions through NEFT both the banks where the remitter and the
beneficiary have their account should contain NEFT facility.