introduction to security analysis and portfolio management

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Sanatan: brother PPT me explain nahi kiya karte, presentation dete hai toh explain karte hai.

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Security Analysis and Portfolio Management : 

Security Analysis and Portfolio Management

Unit I : 

Unit I Investment – Meaning, Nature and Scope Investment Decision Process Environment Investment Risks – Interest risk, Inflation risk… Valuation of Securities Notion of Dominance

Unit II : 

Unit II Techniques of Risk Measurement and their application Concept of Beta Classification of Beta SML Vs CML Portfolio Revision Portfolio Reconstruction

Unit III : 

Unit III Security Analysis :Fundamental Analysis – EICTechnical AnalysisEfficient Market Hypothesis Dow Jones Theory Measurement of Systematic and Unsystematic risk

Unit IV : 

Unit IV Portfolio Analysis: Portfolio selection and theories1. Markowitz Model2. CAPM Portfolio Revision and Performance Evaluation of Managed Portfolios :1. Sharpe Ratio2. Treynor Ratio3. Jensen’s Alpha

Investment : 

Investment Movement of funds from Surplus Sector to Deficit Sector When a person has more money than he requires for current consumption, he would be a potential investor. Definition: “The process of sacrificing something now for the purpose of gaining something later.”

Dimensions of Investment : 

Dimensions of Investment Sacrifice – Today Gain – Later Time

Different views.. : 

Different views.. Layman – Monetary Commitment Economist – Net Addition made to the nation’s capital stock that consists of goods and services that are used in the production process. Financial investment is the allocation of money to assets that are expected to yield some gain over a period of time.

Features of Investment : 

Features of Investment Return Risk Time Period Liquidity / Marketability Safety

Objectives of Investment : 

Objectives of Investment Maximization of Return1. Annual Income (Dividend, Interest etc)2. Capital Appreciation Minimization of Risk Liquidity Hedge against Inflation Tax Considerations

Other… : 

Other… Near-Term High Priority Goals Long-Term High Priority Goals Low Priority Goals Entrepreneurial or Money - Making Goals

Features of an Ideal Investment : 

Features of an Ideal Investment Safety Liquidity Regularity and Stability of Income Stability of Purchasing Power Capital Appreciation Tax Benefits Legality

Types of Investors : 

Types of Investors Individuals Institutions1. Insurance Companies2. Mutual Funds3. Banks4. FII

Investment Constraints : 

Investment Constraints Risk Tolerability Liquidity / Marketability Investors Age Need for Regular Income Tax Liability / Exemption

Errors While Investing : 

Errors While Investing Inadequate comprehension of return and risk. Vaguely formulated investment policy. Naive extrapolation of the past. Cursory decision-making. Simultaneous Switching Misplaced love for cheap stocks. Over diversification and under-diversification. Buying shares of familiar companies Wrong attitude toward losses and profits. Tendency to speculate.

Investment vs. Speculation : 

Investment vs. Speculation

Investment vs. Gambling : 

Investment vs. Gambling Gambling is a very short term investment in a game. Time horizon is shortest. Results are determined by the roll of dice or turn of a card. Entertainment is primary, Earning income is secondary. Employs artificial risks while investment involves commercial risk. No risk-return trade-off; Negative outcomes are expected. Financial analysis does not reduce the risk proportion involved in gambling

Approaches to Investment Decision Making : 

Approaches to Investment Decision Making Fundamental Approach Psychological Approach Academic Approach Eclectic Approach

Fundamental Approach : 

Fundamental Approach Most commonly advocated. There is an intrinsic value of a security and this depends upon the underlying fundamental factors. Intrinsic value is based on EIC analysis. At any given point of time, there are some securities for which the prevailing market price would differ from the intrinsic value. Sooner or later, the market price would fall in line with the intrinsic value. Superior returns can be earned by buying under-valued securities & selling over-valued securities.

Psychological Approach : 

Psychological Approach Stock prices are guided by emotions rather than reason. Prices are influenced by the psychological mood of the investors. Investors use some form of technical analysis with a view to develop trading rules aimed at profit making. Based on certain persistent and recurring patterns of price movements. Uses a variety of tools like bar chart, point and figure chart, moving averages analysis etc…

Academic Approach : 

Academic Approach Believes that stock markets are reasonable efficient in reacting quickly and rationally to the flow of information. Stock prices reflect intrinsic value very well. Prices behavior corresponds to random walk. Successive price changes are independent. There is a positive relationship between risk and return. Expected return from a security is linearly related to its systematic risk.

Eclectic Approach : 

Eclectic Approach Based on all the three different approaches. Fundamental approach is helpful in establishing basic standards and benchmarks. Technical analysis is useful in broadly gauging the prevailing mood of the investors. Despite many instances of misprices securities, there appears to be a fairly strong correlation between risk and return.

Sources of Investment Information : 

Sources of Investment Information International Affairs National Affairs Industry Information Company Information Stock Market Information