logging in or signing up AltAThinkoutsidebox Cuthbert Download Post to : URL : Related Presentations : Share Add to Flag Embed Email Send to Blogs and Networks Add to Channel Uploaded from authorPOINTLite Insert YouTube videos in PowerPont slides with aS Desktop Copy embed code: (To copy code, click on the text box) Embed: URL: Thumbnail: WordPress Embed Customize Embed The presentation is successfully added In Your Favorites. Views: 91 Category: Entertainment License: All Rights Reserved Like it (0) Dislike it (0) Added: December 14, 2007 This Presentation is Public Favorites: 0 Presentation Description No description available. Comments Posting comment... Premium member Presentation Transcript “Thinking Outside The Box” Specialty Lending: “Thinking Outside The Box” Specialty Lending The FNBA Story…: The FNBA Story… Privately Owned Company--$3.7 Billion Dollars Assets! Federally Chartered—Located in Scottsdale, Arizona Voted Best Bank in Arizona (2006) Fastest Growing Mortgage Company (Origination News) National Wholesale Presence 5th Largest Alt-A Lender in Nation Technology and Service Driven We Are YOUR Partner—NO RETAIL BRANCHES! What We Do…: What We Do… Provide Specialized Mortgage Products: Stated Income/Verified Assets No Ratio/No Income Stated Income/Stated Assets (SISA) No Income/No Asset (NINA) No Doc w/Assets Complete NO DOC—No Job, Income, Assets!Creative Closing Options...: Creative Closing Options... 100% Stated Income 100% No Ratio/No Income 100% Non-Owner Occupied 100% Non-Warrantable Condos 100% First Time Home Buyers 100% Second Homes 95% Stated Income Option ARM’s 95% COMPLETE NO DOC! What Makes Us Different… The Products: What Makes Us Different… The Products 15 Year *30 Year *40 Year Fixed Programs 2yr/3yr/5yr/7yr/10yr Adjustable Programs 1.99% 5 Year Fixed Option ARM .99% 1 Month CMA Option ARM w/40 Year Term AZ Express w/Appraisal Waivers Exclusive FNBA Condo Project Approval 90% Stated Commercial to $1,000,000 Specialty Subprime Down to 500 Credit ScoreWhat Makes Us Different… The Niches!: What Makes Us Different… The Niches! Minimal Tradelines Allowed: 2 Traditional Private VOR’s and “Rent Free” Letters Accepted 1 x 30 Mortgage Late Allowed (Some Programs) Unlimited Cash-Out to 80% LTV No Seasoning Cash-Out to 75% LTV No Seller Seasoning on Purchase Only 1 Appraisal Required to $1,000,000More Niches…: More Niches… Jumbo Leader…..Loan Amounts to $4,000,000 We Pay Rebate on Seconds (Fixed & Heloc) Interest Only Available All Products 19 Additional Properties Allowed Cash-Out and Gift Funds Allowed For Reserves Product Variances & Exception Desk We Use BROKER’S CREDIT 120 Days!The FNBA Advantage…: The FNBA Advantage… Automated Underwriting w/Instant Approvals Web-Based Loan Program Finder On-Line Locking w/Pricing Incentives ($750 Avg.) Priority Underwriting Dedicated Inside Account Manager/Closer FREE Broker Marketing Website: Custom Flyers www.fnbavenue.com: www.fnbavenue.comSlide10: Instant Rate Quotes from XPRESS RATE < 30 Seconds! >What's New > Email Lock Form Xpress Rate: Xpress Rate Select the Program Type hyperlink to receive current pricing for the product. To make changes to your information, select “Modify and Resubmit” to return to the previous page. www.fnbavenue.comXpress Rate: Xpress Rate Xpress Rate displays current market pricing with all applicable adjustments based on the term of the lock. www.fnbavenue.com Avenue Xpress www.fnbavenue.com: Avenue Xpress www.fnbavenue.com On-line Decision Making Engine <5 Minutes Comprehensive Pricing Options/Lock On Line Comprehensive Stips YSP Incentive (.25) Priority Underwriting Online Broker Marketing Tools... FREE!: Online Broker Marketing Tools... FREE! Customized Theme Flyers…24/7 : Customized Theme Flyers…24/7 Specialty Lending: The Borrowers: Specialty Lending: The Borrowers Small Business Owners: Restaurants, Flower Shops, Gas Stations, Party Stores, Gyms, Dry Cleaners, Auto Repair Shops, Car Washes, etc… Self-Employed: Painters, Electricians, Day Care Providers, Plumbers, Dog Groomers, Window Washers, Carpet Cleaners, etc… Service Industry: Waiters/Waitresses, Bartenders, Beauticians, Taxi Drivers, Wedding DJ’s, etc… Retired/Fixed Income: Pension, Disability, Social Security. More Borrowers…: More Borrowers… Commissioned Salespeople Financially Complex Seasonal Trades: Construction Workers, Lawn Care, Golf Pro, Pool Cleaners, etc… Unemployed: Laid Off, Newly Divorced, Students. Foreign Nationals: Work Visas No Credit Score BorrowersOne More…: One More… We Also Finance: Realtors & Mortgage Brokers ALL Doc Types!Where Can You Find Them?...: Where Can You Find Them?... National Association of Self-Employed:(NASE) Small Business Association: (SBA) National Association of Home Builders:(NAHB) Self-Employed Health Care Providers Self-Employed Network Groups Local Trade Association/Publications Local Builders/DevelopersMore…: More… Divorce Attorneys Financial Planners Temp Agencies Bridal Shows New Business Licenses Yellow Pages/Super Pages Bank ReferralsThe Bottom Line…: The Bottom Line… 1st National Bank of Arizona Is YOUR Value-Added Partner Bringing Innovative Loan Programs, Technology, Marketing, and Superior Service To Help YOU Close More Loans! You do not have the permission to view this presentation. In order to view it, please contact the author of the presentation.
AltAThinkoutsidebox Cuthbert Download Post to : URL : Related Presentations : Share Add to Flag Embed Email Send to Blogs and Networks Add to Channel Uploaded from authorPOINTLite Insert YouTube videos in PowerPont slides with aS Desktop Copy embed code: (To copy code, click on the text box) Embed: URL: Thumbnail: WordPress Embed Customize Embed The presentation is successfully added In Your Favorites. Views: 91 Category: Entertainment License: All Rights Reserved Like it (0) Dislike it (0) Added: December 14, 2007 This Presentation is Public Favorites: 0 Presentation Description No description available. Comments Posting comment... Premium member Presentation Transcript “Thinking Outside The Box” Specialty Lending: “Thinking Outside The Box” Specialty Lending The FNBA Story…: The FNBA Story… Privately Owned Company--$3.7 Billion Dollars Assets! Federally Chartered—Located in Scottsdale, Arizona Voted Best Bank in Arizona (2006) Fastest Growing Mortgage Company (Origination News) National Wholesale Presence 5th Largest Alt-A Lender in Nation Technology and Service Driven We Are YOUR Partner—NO RETAIL BRANCHES! What We Do…: What We Do… Provide Specialized Mortgage Products: Stated Income/Verified Assets No Ratio/No Income Stated Income/Stated Assets (SISA) No Income/No Asset (NINA) No Doc w/Assets Complete NO DOC—No Job, Income, Assets!Creative Closing Options...: Creative Closing Options... 100% Stated Income 100% No Ratio/No Income 100% Non-Owner Occupied 100% Non-Warrantable Condos 100% First Time Home Buyers 100% Second Homes 95% Stated Income Option ARM’s 95% COMPLETE NO DOC! What Makes Us Different… The Products: What Makes Us Different… The Products 15 Year *30 Year *40 Year Fixed Programs 2yr/3yr/5yr/7yr/10yr Adjustable Programs 1.99% 5 Year Fixed Option ARM .99% 1 Month CMA Option ARM w/40 Year Term AZ Express w/Appraisal Waivers Exclusive FNBA Condo Project Approval 90% Stated Commercial to $1,000,000 Specialty Subprime Down to 500 Credit ScoreWhat Makes Us Different… The Niches!: What Makes Us Different… The Niches! Minimal Tradelines Allowed: 2 Traditional Private VOR’s and “Rent Free” Letters Accepted 1 x 30 Mortgage Late Allowed (Some Programs) Unlimited Cash-Out to 80% LTV No Seasoning Cash-Out to 75% LTV No Seller Seasoning on Purchase Only 1 Appraisal Required to $1,000,000More Niches…: More Niches… Jumbo Leader…..Loan Amounts to $4,000,000 We Pay Rebate on Seconds (Fixed & Heloc) Interest Only Available All Products 19 Additional Properties Allowed Cash-Out and Gift Funds Allowed For Reserves Product Variances & Exception Desk We Use BROKER’S CREDIT 120 Days!The FNBA Advantage…: The FNBA Advantage… Automated Underwriting w/Instant Approvals Web-Based Loan Program Finder On-Line Locking w/Pricing Incentives ($750 Avg.) Priority Underwriting Dedicated Inside Account Manager/Closer FREE Broker Marketing Website: Custom Flyers www.fnbavenue.com: www.fnbavenue.comSlide10: Instant Rate Quotes from XPRESS RATE < 30 Seconds! >What's New > Email Lock Form Xpress Rate: Xpress Rate Select the Program Type hyperlink to receive current pricing for the product. To make changes to your information, select “Modify and Resubmit” to return to the previous page. www.fnbavenue.comXpress Rate: Xpress Rate Xpress Rate displays current market pricing with all applicable adjustments based on the term of the lock. www.fnbavenue.com Avenue Xpress www.fnbavenue.com: Avenue Xpress www.fnbavenue.com On-line Decision Making Engine <5 Minutes Comprehensive Pricing Options/Lock On Line Comprehensive Stips YSP Incentive (.25) Priority Underwriting Online Broker Marketing Tools... FREE!: Online Broker Marketing Tools... FREE! Customized Theme Flyers…24/7 : Customized Theme Flyers…24/7 Specialty Lending: The Borrowers: Specialty Lending: The Borrowers Small Business Owners: Restaurants, Flower Shops, Gas Stations, Party Stores, Gyms, Dry Cleaners, Auto Repair Shops, Car Washes, etc… Self-Employed: Painters, Electricians, Day Care Providers, Plumbers, Dog Groomers, Window Washers, Carpet Cleaners, etc… Service Industry: Waiters/Waitresses, Bartenders, Beauticians, Taxi Drivers, Wedding DJ’s, etc… Retired/Fixed Income: Pension, Disability, Social Security. More Borrowers…: More Borrowers… Commissioned Salespeople Financially Complex Seasonal Trades: Construction Workers, Lawn Care, Golf Pro, Pool Cleaners, etc… Unemployed: Laid Off, Newly Divorced, Students. Foreign Nationals: Work Visas No Credit Score BorrowersOne More…: One More… We Also Finance: Realtors & Mortgage Brokers ALL Doc Types!Where Can You Find Them?...: Where Can You Find Them?... National Association of Self-Employed:(NASE) Small Business Association: (SBA) National Association of Home Builders:(NAHB) Self-Employed Health Care Providers Self-Employed Network Groups Local Trade Association/Publications Local Builders/DevelopersMore…: More… Divorce Attorneys Financial Planners Temp Agencies Bridal Shows New Business Licenses Yellow Pages/Super Pages Bank ReferralsThe Bottom Line…: The Bottom Line… 1st National Bank of Arizona Is YOUR Value-Added Partner Bringing Innovative Loan Programs, Technology, Marketing, and Superior Service To Help YOU Close More Loans!