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Premium member Presentation Transcript Fraternity and Sorority House Fire Safety: Fraternity and Sorority House Fire Safety Buddy Dewar Director of Regional Operations National Fire Sprinkler Association 850-222-2070How To Manage Greek Housing Fire Sprinkler Retrofit: How To Manage Greek Housing Fire Sprinkler Retrofit Agenda: Agenda Brief Overview. What to Expect From Fire Services. Knowing What To Ask For In Bid RFP’s. Costs. Externalities. Economic Considerations. Resources For Assistance. Brief Overview: Brief Overview Student Housing Fire Statistics: Student Housing Fire Statistics Annual average 1,400 fires in on-campus dormitories and fraternity and sorority housing. Over 50 fire deaths occurred in on-campus dormitories and fraternity and sorority housing during this decade. Half of the fires and 75% of the fire deaths occurred in fraternity and sorority housing. Average fraternity and sorority housing property loss is $580,000 per fire. Between 1990 and 2000: Source: NFPAStudent Housing Fire Statistics: Student Housing Fire Statistics Leading Cause of Fires: Arson Cooking Smoking Candles Source: NFPAKey Factors in Fire Deaths: Key Factors in Fire Deaths Building Materials Used in Construction Alcohol Smoking Physical Impairment Origin in Common Use AreaNIST Study: NIST Study Fire Sprinklers in Combination With Smoke Detectors Could Reduce the Fire Death Rate by 82%What to Expect From Fire Services: What to Expect From Fire Services Chapel Hill, North CarolinaThe TragicPhi Gamma Delta House Fire: Chapel Hill, North Carolina The Tragic Phi Gamma Delta House Fire May 12, 1996 will be difficult for many to forget - Graduation Day - Mothers Day Five (5) young people died in the fire Fire started in a lounge/bar in the basement and spread rapidly upward trapping the occupants Fire Sprinklers would have saved livesChapel Hill Fire: Chapel Hill Fire Will Change Fire Code Oversight in Greek Houses Nationwide Outraged Fire Service Wants Strict Enforcement of Fire Codes Wants End of Political Intervention Wants Mandatory Fire Sprinkler Law Wants Right of Immediate Closure of a House for Overcrowding Echoing NIST Study StatisticsFrom The Fire Service: From The Fire Service Expect A Fire Code Mandate, Specifically Fire Sprinkler Retrofit Short Compliance Timeframe After Hours Occupancy Load Checks One of the Leaders of Our Nation’s Fire Service Fraternity and Sorority Fire Safety Movement : One of the Leaders of Our Nation’s Fire Service Fraternity and Sorority Fire Safety Movement Dan Jones Fire Chief Chapel Hill, NC Also Promoting Greek Housing Fire Safety : Also Promoting Greek Housing Fire Safety Bonnie WoodruffKnowing What To Ask For in Bid RFP’s: Knowing What To Ask For in Bid RFP’s NFPA 13 ? NFPA 13R ? NFPA 13D ? National Design Standards: National Design Standards National Fire Protection Association NFPA-13, Commercial Fire Sprinkler Design Standards. NFPA-13R, Residential Fire Sprinkler Design Standards. NFPA-13D, Dwelling Fire Sprinkler Design Standards. (One- and Two-family) NFPA 13: NFPA 13 Sprinklers are not required in bathrooms that are within dwelling units if: Less than 55 sq. ft. in area. Walls and Ceilings of noncombustible or limited combustible material. 15 Minute thermal barrier behind fixtures.NFPA 13: NFPA 13 Sprinklers are not required in clothes closets, linen closets, and pantries within dwelling units if: Area does not exceed 24 sq. ft. Least dimension does not exceed 3 ft. Walls and ceilings of non-combustible or limited combustible material. NFPA 13: NFPA 13 Other than the qualified exceptions for bathrooms and closets, every other area must be protected including unoccupied concealed spaces such as attics. Attic sprinklers require unique pressure and flows and typically cause upgrade of water connection to street main. Avoid attic sprinklers – can increase cost of system by 20-50%. NFPA 13R: NFPA 13R Sprinklers shall be installed in all areas except: Bathrooms not exceeding 55 sq. ft. Clothes closets, linen closets and pantries not exceeding 24 sq. ft.& least dimension 3 ft. Open porches, balconies, corridors and stairs Attics, penthouses, equipment rooms, crawl spaces, floor/ceiling spaces, elevator shafts and concealed spaces.NFPA 13D: NFPA 13D Sprinklers shall be installed in all areas except: Bathrooms less than 55 sq. ft. Clothes closets, linen closets and pantries less than 24 sq. ft. least dimension 3 ft. Garages, carports and attached porches Attics, crawl spaces and concealed spaces Entrance foyers (if a second exit is provided)Water Supply Options: Water Supply Options Street Main Domestic Water LineDomestic Water LineServes Both Domestic System and Fire Sprinkler System: Domestic Water Line Serves Both Domestic System and Fire Sprinkler System Sprinkler System Street Main Domestic Water Line Pressure Gage Check Valve Domestic Control Valve Customer Control Valve Water Meter Domestic SystemWater Supply Options: Water Supply Options Pressure Gage Water Storage Tank Fire Pump Check Valve To Fire Sprinkler System Street Main Pump and TankWater Supply Options: Water Supply Options Street Main Pump and Tank Pressure Tank Fire Sprinkler System Check Valve Pressure Gage Pressure Tank 2/3Water Supply Options: Street Main Pump and Tank Pressure Tank Pressurized Tank Water Supply Options Fire Sprinkler System Check Valve Pressure Gage Pressure Tank Pressure VesselWater Supply: Water Supply Ask contractor to list water supply costs in bid documents. Water storage tank is a viable option if distance from water main is lengthy or roads must be breached. Ask contractor for water supply option. Underground piping, backflow prevention, and tap fees can be over 40% of total costs. Cross Connection Protection: Cross Connection Protection Intended to protect drinking water from contamination via backflow. Some water purveyors require Reduced Pressure Zone backflow preventers. Double Check Valve is the highest level of cross-connection protection needed for Greek housing. Sprinkler Selection: Sprinkler Selection Standard Spray Sprinklers. Quick Response Sprinklers. And Residential Quick Response Sprinklers. You Want Residential Quick Response Sprinklers!Sprinkler 1 = 18 gpm: Sprinkler 1 = 18 gpm2 Sprinklers 13 + 13 = 26 GPM: 2 Sprinklers 13 + 13 = 26 GPM 2’-6” 6’ 12’ 8’Costs: Costs Retrofit Costs: Retrofit Costs NFPA 13 – $3.25 - $5.00+ per sq. ft. NFPA 13R - $1.75 – 3.50 per sq.ft. NFPA 13D - $1.25 - $2.50 per sq. ft. Varies by region.Fire Official andSprinkler Designs: Fire Official and Sprinkler Designs Often Wants More Stringent Standard. Often Lacks Authority to Require More Stringent Standard. 95%+ Of Greek Housing, NFPA 13R is the Proper Low Cost Design Standard To Use. NFPA 13R limited to no more than 4-stories in height. The Code Dilemma: The Code Dilemma Code changes every three years. A 30 year old house witnesses 10 code revisions and may need major renovation to meet today’s code. All model building and fire codes allow exceptions to code requirements in Fire Sprinkler protected buildings. Some fire officials refuse to allow exceptions even though code allowed.Alternative Solutions: Alternative Solutions Understanding the Fire Code Game PlanAlternative Solutions: Alternative Solutions Acceptable Alternatives May Be Used To Offset Non-Compliance With A Prescriptive Code Requirement Provided The Alternative Solution Provides The Same or Greater Level Of Fire Safety As The Prescriptive Code Requirement. The Alternative May Not Be A Basic Code RequirementAlternative Solutions – Example 1: Alternative Solutions – Example 1 Exit Access Corridor Width Too Narrow Not Feasible To Correct Code Requirement Intended To Ensure Timely Egress Of The Occupants Before Fire Makes Exiting Untenable Alternative Must Deal With Exiting or Fire SuppressionExit Access Corridor Width: Exit Access Corridor Width Not Acceptable Alternatives: Smoke Detection Basic Code Requirement Does Not Suppress Fire Space Non-Use Agreements Not Enforceable Exit Access Corridor Width: Exit Access Corridor Width Acceptable Alternatives Additional Exits Limit Travel Distance Fire Suppression System Automatic Fire Sprinkler Automatic Chemical SystemAlternative Solutions – Example 2: Alternative Solutions – Example 2NFPA 101A: NFPA 101A NIST Developed Performance Codes Quantifies The Level Of Life Safety Required By Prescriptive Codes Provides Tables And Charts To Establish A Fire Safety Evaluation For A Property Can Be Used To Select Best Alternative Solution NFPA 101A: NFPA 101A Can Be Used To Validate Literal Non-Compliance With Prescriptive Code Requirements Has been Court Tested Chapter 6, Section 3, May Apply To A Property That Was Originally Built As An Apartment or Boarding HouseInvestigate alternative code allowances before spending money on a fire sprinkler system and other construction features.: Investigate alternative code allowances before spending money on a fire sprinkler system and other construction features. Fire code official may not know the alternative code allowances for fire sprinklers. Contractor Overhead: Contractor Overhead Most contractor’s business environment is established to do commercial installations. Accordingly, higher prices reflective of commercially driven overhead. Seek contractors who have established a Residential Division. Contractor Workforce: Contractor Workforce Some Greek Housing fire sprinkler retrofit being done under a “when workforce available” agreement. Much lower cost. Longer period of construction debris. Aesthetics: Aesthetics Fire sprinkler contractors typically install pipe, not drywall. Understand scope of work bid by contractor and visualize the end product. Sprinklers can be concealed behind crown molding. Drop ceiling may be required. Externalities: Externalities Those issue external from the fire sprinkler system that impact cost.Externalities Impacting Costs: Externalities Impacting Costs Tap Fees Impact Fees Permit Fees Assessment Fees Plans Review FeesEconomic Considerations: Economic Considerations Economic Considerations: Economic Considerations Don’t expect government to pay. Some states establishing a low interest loan but money pool insufficient to meet needs. Many Greek organizations using typical fundraising strategies. Some fraternities using insurance rate reduction.Economic Considerations: Economic Considerations Insurance Income Tax Liability Avoidance Business Interruption Life Safety CodeInsurance: Insurance Rates Set By ISO or By State Insurance Department Rates Are Used As The Benchmark For That Building By All Member Insurance CompaniesISO Sample Rates/$100 Insured: ISO Sample Rates/$100 Insured Building Rates No Sprkler Sprklered %Change Condominium .273 .103 63 Hotel .257 .088 66 Office Building .110 .59 43 Warehouse .369 .048 83 Source: ISOISO Sample Rates/$100 Insured: ISO Sample Rates/$100 Insured Content Rates No Sprkler Sprklered %Change Condominium .461 .200 63 Hotel .512 .303 66 Office Building .161 .092 43 Warehouse .599 .106 83 Source: ISOInsurance Rates: Insurance Rates Fraternity House Rates Expected to Be: Non Sprinklered .694 Per $100 Insured Value Sprinklered .450 Per $100 Insured Value Source: James R. Favor & Co.Actual Insurance DataChi Psi Fraternity, Berkeley, CA: Actual Insurance Data Chi Psi Fraternity, Berkeley, CA Source: James R. Favor & Co. Insured Valve - $1,500,000 Non-Sprinklered Rate $10,404 Sprinklered Rate $ 6,750 Savings $ 3,654Actual Insurance DataChi Psi Fraternity, Berkeley, CA: Actual Insurance Data Chi Psi Fraternity, Berkeley, CA Annual Insurance Savings - $3,654 Sprinkler Cost Actual $1.75/sq.ft. - $19,500 Insurance Payback - 5.33 Years Expect sorority insurance payback to be at least double the time frame because sorority fire risk is much less than fraternity risk!Income Tax: Income Tax Depreciation Allowance for Value of System - 27.5 Years Interest On A Loan Qualified Rehabilitation Tax Credit Pre 1936 Historic Registry 20% Tax CreditLiability Avoidance: Liability Avoidance Reasonable Level of Care. Shotgun Litigation. Typical $1 Million liability per life lost in a fire.Business Interruption: Business Interruption Fraternity and Sorority Housing should be viewed as a business. Vast majority of companies that suffer major fires never open its doors again Fire sprinklers limit fire damage to small areaLife Safety Code: Life Safety Code Exceptions For Fire Sprinklers Greater Than Any Other Construction Feature Sprinklers Make Compliance With Future Editions More Likely Resources For Assistance: Resources For Assistance Resources For Assistance: Resources For Assistance NFSA Technical assistance. Regional response. Mitigating conflicts. Contractor directory.Retrofit Fire Sprinklers: Retrofit Fire Sprinklers The Right Thing To DoSlide66: Thank You You do not have the permission to view this presentation. In order to view it, please contact the author of the presentation.
greekhowtoslides Chyou Download Post to : URL : Related Presentations : Share Add to Flag Embed Email Send to Blogs and Networks Add to Channel Uploaded from authorPOINTLite Insert YouTube videos in PowerPont slides with aS Desktop Copy embed code: (To copy code, click on the text box) Embed: URL: Thumbnail: WordPress Embed Customize Embed The presentation is successfully added In Your Favorites. Views: 132 Category: Entertainment License: All Rights Reserved Like it (0) Dislike it (0) Added: November 08, 2007 This Presentation is Public Favorites: 0 Presentation Description No description available. Comments Posting comment... Premium member Presentation Transcript Fraternity and Sorority House Fire Safety: Fraternity and Sorority House Fire Safety Buddy Dewar Director of Regional Operations National Fire Sprinkler Association 850-222-2070How To Manage Greek Housing Fire Sprinkler Retrofit: How To Manage Greek Housing Fire Sprinkler Retrofit Agenda: Agenda Brief Overview. What to Expect From Fire Services. Knowing What To Ask For In Bid RFP’s. Costs. Externalities. Economic Considerations. Resources For Assistance. Brief Overview: Brief Overview Student Housing Fire Statistics: Student Housing Fire Statistics Annual average 1,400 fires in on-campus dormitories and fraternity and sorority housing. Over 50 fire deaths occurred in on-campus dormitories and fraternity and sorority housing during this decade. Half of the fires and 75% of the fire deaths occurred in fraternity and sorority housing. Average fraternity and sorority housing property loss is $580,000 per fire. Between 1990 and 2000: Source: NFPAStudent Housing Fire Statistics: Student Housing Fire Statistics Leading Cause of Fires: Arson Cooking Smoking Candles Source: NFPAKey Factors in Fire Deaths: Key Factors in Fire Deaths Building Materials Used in Construction Alcohol Smoking Physical Impairment Origin in Common Use AreaNIST Study: NIST Study Fire Sprinklers in Combination With Smoke Detectors Could Reduce the Fire Death Rate by 82%What to Expect From Fire Services: What to Expect From Fire Services Chapel Hill, North CarolinaThe TragicPhi Gamma Delta House Fire: Chapel Hill, North Carolina The Tragic Phi Gamma Delta House Fire May 12, 1996 will be difficult for many to forget - Graduation Day - Mothers Day Five (5) young people died in the fire Fire started in a lounge/bar in the basement and spread rapidly upward trapping the occupants Fire Sprinklers would have saved livesChapel Hill Fire: Chapel Hill Fire Will Change Fire Code Oversight in Greek Houses Nationwide Outraged Fire Service Wants Strict Enforcement of Fire Codes Wants End of Political Intervention Wants Mandatory Fire Sprinkler Law Wants Right of Immediate Closure of a House for Overcrowding Echoing NIST Study StatisticsFrom The Fire Service: From The Fire Service Expect A Fire Code Mandate, Specifically Fire Sprinkler Retrofit Short Compliance Timeframe After Hours Occupancy Load Checks One of the Leaders of Our Nation’s Fire Service Fraternity and Sorority Fire Safety Movement : One of the Leaders of Our Nation’s Fire Service Fraternity and Sorority Fire Safety Movement Dan Jones Fire Chief Chapel Hill, NC Also Promoting Greek Housing Fire Safety : Also Promoting Greek Housing Fire Safety Bonnie WoodruffKnowing What To Ask For in Bid RFP’s: Knowing What To Ask For in Bid RFP’s NFPA 13 ? NFPA 13R ? NFPA 13D ? National Design Standards: National Design Standards National Fire Protection Association NFPA-13, Commercial Fire Sprinkler Design Standards. NFPA-13R, Residential Fire Sprinkler Design Standards. NFPA-13D, Dwelling Fire Sprinkler Design Standards. (One- and Two-family) NFPA 13: NFPA 13 Sprinklers are not required in bathrooms that are within dwelling units if: Less than 55 sq. ft. in area. Walls and Ceilings of noncombustible or limited combustible material. 15 Minute thermal barrier behind fixtures.NFPA 13: NFPA 13 Sprinklers are not required in clothes closets, linen closets, and pantries within dwelling units if: Area does not exceed 24 sq. ft. Least dimension does not exceed 3 ft. Walls and ceilings of non-combustible or limited combustible material. NFPA 13: NFPA 13 Other than the qualified exceptions for bathrooms and closets, every other area must be protected including unoccupied concealed spaces such as attics. Attic sprinklers require unique pressure and flows and typically cause upgrade of water connection to street main. Avoid attic sprinklers – can increase cost of system by 20-50%. NFPA 13R: NFPA 13R Sprinklers shall be installed in all areas except: Bathrooms not exceeding 55 sq. ft. Clothes closets, linen closets and pantries not exceeding 24 sq. ft.& least dimension 3 ft. Open porches, balconies, corridors and stairs Attics, penthouses, equipment rooms, crawl spaces, floor/ceiling spaces, elevator shafts and concealed spaces.NFPA 13D: NFPA 13D Sprinklers shall be installed in all areas except: Bathrooms less than 55 sq. ft. Clothes closets, linen closets and pantries less than 24 sq. ft. least dimension 3 ft. Garages, carports and attached porches Attics, crawl spaces and concealed spaces Entrance foyers (if a second exit is provided)Water Supply Options: Water Supply Options Street Main Domestic Water LineDomestic Water LineServes Both Domestic System and Fire Sprinkler System: Domestic Water Line Serves Both Domestic System and Fire Sprinkler System Sprinkler System Street Main Domestic Water Line Pressure Gage Check Valve Domestic Control Valve Customer Control Valve Water Meter Domestic SystemWater Supply Options: Water Supply Options Pressure Gage Water Storage Tank Fire Pump Check Valve To Fire Sprinkler System Street Main Pump and TankWater Supply Options: Water Supply Options Street Main Pump and Tank Pressure Tank Fire Sprinkler System Check Valve Pressure Gage Pressure Tank 2/3Water Supply Options: Street Main Pump and Tank Pressure Tank Pressurized Tank Water Supply Options Fire Sprinkler System Check Valve Pressure Gage Pressure Tank Pressure VesselWater Supply: Water Supply Ask contractor to list water supply costs in bid documents. Water storage tank is a viable option if distance from water main is lengthy or roads must be breached. Ask contractor for water supply option. Underground piping, backflow prevention, and tap fees can be over 40% of total costs. Cross Connection Protection: Cross Connection Protection Intended to protect drinking water from contamination via backflow. Some water purveyors require Reduced Pressure Zone backflow preventers. Double Check Valve is the highest level of cross-connection protection needed for Greek housing. Sprinkler Selection: Sprinkler Selection Standard Spray Sprinklers. Quick Response Sprinklers. And Residential Quick Response Sprinklers. You Want Residential Quick Response Sprinklers!Sprinkler 1 = 18 gpm: Sprinkler 1 = 18 gpm2 Sprinklers 13 + 13 = 26 GPM: 2 Sprinklers 13 + 13 = 26 GPM 2’-6” 6’ 12’ 8’Costs: Costs Retrofit Costs: Retrofit Costs NFPA 13 – $3.25 - $5.00+ per sq. ft. NFPA 13R - $1.75 – 3.50 per sq.ft. NFPA 13D - $1.25 - $2.50 per sq. ft. Varies by region.Fire Official andSprinkler Designs: Fire Official and Sprinkler Designs Often Wants More Stringent Standard. Often Lacks Authority to Require More Stringent Standard. 95%+ Of Greek Housing, NFPA 13R is the Proper Low Cost Design Standard To Use. NFPA 13R limited to no more than 4-stories in height. The Code Dilemma: The Code Dilemma Code changes every three years. A 30 year old house witnesses 10 code revisions and may need major renovation to meet today’s code. All model building and fire codes allow exceptions to code requirements in Fire Sprinkler protected buildings. Some fire officials refuse to allow exceptions even though code allowed.Alternative Solutions: Alternative Solutions Understanding the Fire Code Game PlanAlternative Solutions: Alternative Solutions Acceptable Alternatives May Be Used To Offset Non-Compliance With A Prescriptive Code Requirement Provided The Alternative Solution Provides The Same or Greater Level Of Fire Safety As The Prescriptive Code Requirement. The Alternative May Not Be A Basic Code RequirementAlternative Solutions – Example 1: Alternative Solutions – Example 1 Exit Access Corridor Width Too Narrow Not Feasible To Correct Code Requirement Intended To Ensure Timely Egress Of The Occupants Before Fire Makes Exiting Untenable Alternative Must Deal With Exiting or Fire SuppressionExit Access Corridor Width: Exit Access Corridor Width Not Acceptable Alternatives: Smoke Detection Basic Code Requirement Does Not Suppress Fire Space Non-Use Agreements Not Enforceable Exit Access Corridor Width: Exit Access Corridor Width Acceptable Alternatives Additional Exits Limit Travel Distance Fire Suppression System Automatic Fire Sprinkler Automatic Chemical SystemAlternative Solutions – Example 2: Alternative Solutions – Example 2NFPA 101A: NFPA 101A NIST Developed Performance Codes Quantifies The Level Of Life Safety Required By Prescriptive Codes Provides Tables And Charts To Establish A Fire Safety Evaluation For A Property Can Be Used To Select Best Alternative Solution NFPA 101A: NFPA 101A Can Be Used To Validate Literal Non-Compliance With Prescriptive Code Requirements Has been Court Tested Chapter 6, Section 3, May Apply To A Property That Was Originally Built As An Apartment or Boarding HouseInvestigate alternative code allowances before spending money on a fire sprinkler system and other construction features.: Investigate alternative code allowances before spending money on a fire sprinkler system and other construction features. Fire code official may not know the alternative code allowances for fire sprinklers. Contractor Overhead: Contractor Overhead Most contractor’s business environment is established to do commercial installations. Accordingly, higher prices reflective of commercially driven overhead. Seek contractors who have established a Residential Division. Contractor Workforce: Contractor Workforce Some Greek Housing fire sprinkler retrofit being done under a “when workforce available” agreement. Much lower cost. Longer period of construction debris. Aesthetics: Aesthetics Fire sprinkler contractors typically install pipe, not drywall. Understand scope of work bid by contractor and visualize the end product. Sprinklers can be concealed behind crown molding. Drop ceiling may be required. Externalities: Externalities Those issue external from the fire sprinkler system that impact cost.Externalities Impacting Costs: Externalities Impacting Costs Tap Fees Impact Fees Permit Fees Assessment Fees Plans Review FeesEconomic Considerations: Economic Considerations Economic Considerations: Economic Considerations Don’t expect government to pay. Some states establishing a low interest loan but money pool insufficient to meet needs. Many Greek organizations using typical fundraising strategies. Some fraternities using insurance rate reduction.Economic Considerations: Economic Considerations Insurance Income Tax Liability Avoidance Business Interruption Life Safety CodeInsurance: Insurance Rates Set By ISO or By State Insurance Department Rates Are Used As The Benchmark For That Building By All Member Insurance CompaniesISO Sample Rates/$100 Insured: ISO Sample Rates/$100 Insured Building Rates No Sprkler Sprklered %Change Condominium .273 .103 63 Hotel .257 .088 66 Office Building .110 .59 43 Warehouse .369 .048 83 Source: ISOISO Sample Rates/$100 Insured: ISO Sample Rates/$100 Insured Content Rates No Sprkler Sprklered %Change Condominium .461 .200 63 Hotel .512 .303 66 Office Building .161 .092 43 Warehouse .599 .106 83 Source: ISOInsurance Rates: Insurance Rates Fraternity House Rates Expected to Be: Non Sprinklered .694 Per $100 Insured Value Sprinklered .450 Per $100 Insured Value Source: James R. Favor & Co.Actual Insurance DataChi Psi Fraternity, Berkeley, CA: Actual Insurance Data Chi Psi Fraternity, Berkeley, CA Source: James R. Favor & Co. Insured Valve - $1,500,000 Non-Sprinklered Rate $10,404 Sprinklered Rate $ 6,750 Savings $ 3,654Actual Insurance DataChi Psi Fraternity, Berkeley, CA: Actual Insurance Data Chi Psi Fraternity, Berkeley, CA Annual Insurance Savings - $3,654 Sprinkler Cost Actual $1.75/sq.ft. - $19,500 Insurance Payback - 5.33 Years Expect sorority insurance payback to be at least double the time frame because sorority fire risk is much less than fraternity risk!Income Tax: Income Tax Depreciation Allowance for Value of System - 27.5 Years Interest On A Loan Qualified Rehabilitation Tax Credit Pre 1936 Historic Registry 20% Tax CreditLiability Avoidance: Liability Avoidance Reasonable Level of Care. Shotgun Litigation. Typical $1 Million liability per life lost in a fire.Business Interruption: Business Interruption Fraternity and Sorority Housing should be viewed as a business. Vast majority of companies that suffer major fires never open its doors again Fire sprinklers limit fire damage to small areaLife Safety Code: Life Safety Code Exceptions For Fire Sprinklers Greater Than Any Other Construction Feature Sprinklers Make Compliance With Future Editions More Likely Resources For Assistance: Resources For Assistance Resources For Assistance: Resources For Assistance NFSA Technical assistance. Regional response. Mitigating conflicts. Contractor directory.Retrofit Fire Sprinklers: Retrofit Fire Sprinklers The Right Thing To DoSlide66: Thank You