Solvency II Presentation

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Solvency II: Are We There Yet? : 

Solvency II: Are We There Yet? December 2010 presentation by Claude Penland, Associate of the Casualty Actuarial Society

What is Solvency II? : 

What is Solvency II? Solvency II is the updated set of regulatory requirements for insurance firms that operate in the European Union. See Wikipedia at http://en.wikipedia.org/wiki/Solvency_II More info at www.SolvencyDeux.com

Solvency II Side Effects, Part One : 

Solvency II Side Effects, Part One Insurers might need to outsource their asset management http://bit.ly/aeaqhy Stock portfolios sold off http://bit.ly/cZ56br Captives might need to be run off http://bit.ly/cYq7w4 Specialist employee costs are being jacked up http://bit.ly/9Mt0J0 Not enough regulators with experience http://bit.ly/a7i21O

Solvency II Side Effects, Part Two : 

Solvency II Side Effects, Part Two International Financial Reporting Standards and Solvency II hit companies twice and from different angles http://bit.ly/9awkgy Demand for bonds may be driven artificially high (and yields low) due to dumping of equities and buying of bonds http://bit.ly/bu3YM3 Cost overruns http://bit.ly/cr4tPt

Is Catastrophe Risk Appropriately Represented? : 

Is Catastrophe Risk Appropriately Represented? Mega Broker says no http://bit.ly/cHHoGz Aon Benfield says no http://bit.ly/9Dbgt3 Perils says that’s a mighty big catastrophe that insurers are expected to be prepared for http://bit.ly/9UENg2

Solvency II Committees : 

Solvency II Committees Ironically, they say they must now simplify the plans they’ve charted. Read more at http://www.claudepenland.com/2010/11/30/more-solvency-ii-hand-wringing-coming-out-of-european-mouths/

European Pensions : 

European Pensions Pension Funds & Insurers disagree. Pension Funds don’t want to be regulated by Solvency II. Insurers say what is good for the goose is good for the gander. Read more at http://www.claudepenland.com/2010/12/01/european-insurers-versus-european-pension-funds-who-will-win-the-solvency-ii-argument/

Final Points : 

Final Points Most recent Solvency II test results might be released in March 2011 http://bit.ly/aZZF3z Japan, Switzerland and Bermuda are going through “equivalency tests” http://bit.ly/cnA5v1 Expect M&A http://bit.ly/ae75Yk Expect Redomiciles http://bit.ly/bnhumt