The Greatest Economic Story Of Our Lifetime

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This presentation is for recruiting purposes only. This is not a solicitation or offer to purchase any product.

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Most people don’t want to change careers or start a new business. They really don’t even want more money — what they want is freedom, and the things money can buy. WE SELL A DREAM

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Here’s Why… • Lack of a Marketable Idea • Lack of Capital • Lack of Experience • Lack of Leadership • Loss of Security • Fear of Failure Most people dream of finding a way to build a better quality of life and to control their destiny. Yet, this never happens for most people. World Leadership Group is not a franchise. WLG Associates are not required to purchase any products, goods, services, inventory, marketing plan or property of any kind, or pay any fees for the right to engage business. WE SELL A DREAM

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• No Major Investment • No Loss of Job Security • No Experience Required • No Inventory • Unlimited Territory • Unlimited Opportunity World Leadership Group is an independent marketing company that offers you a chance to build a great quality of life by being in business for yourself, but not by yourself. We Offer a Risk-Free Opportunity... World Leadership Group is not a franchise. WLG Associates are not required to purchase any products, goods, services, inventory, marketing plan or property of any kind, or pay any fees for the right to engage business. WE SELL A DREAM

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OUR VISION To lead the charge in The Great Wealth Wave WLG will lead the way as The Age Wave has become The Great Wealth Wave and $45 Trillion of wealth will change hands. OUR MISSION To create more financially independent families than any other business in history WLG is totally committed to helping people make their dreams come true, whether it’s controlling debt, buying their dream home or building tremendous wealth. OUR SYSTEM The vehicle that will allow us to achieve our vision and our mission The Leadership Format System gives WLG leaders a proven, predictable turnkey plan for building and running a successful business. There is no requirement that an associate of WLG utilize or follow the Leadership Format System or any marketing plan or system developed by WLG. A COMPANY OF DESTINY

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Why Are We So Confident? • Unparalleled Leadership & Track Record • Proven Business System • Innovative Consumer-Oriented Products • Strategic Alliances • Leading-Edge Technology • Revolutionary Compensation System • World-Class Recognition & Reward System We are uniquely positioned to achieve our Vision and our Mission. A COMPANY OF DESTINY WLG: The Ultimate Marketing Machine

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WLG Founder and CEO Hubert Humphrey and his experienced leadership team have an unparalleled track record of building successful leaders and revolutionary marketing companies worldwide. This is your opportunity to build an exciting new business based on revolutionary new strategies, combined with the proven business systems from his past successes. Leadership, Experience, Track Record... World Leadership Group now enters a new era and stands to become our greatest venture yet. LEADERSHIP & TRACK RECORD

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• Proven • Self-replicating • Predictable • Self-motivating • Profitable • Self-financed At the heart of the WLG business building plan is the Leadership Format System. You run the system, and the system runs your business — allowing you to have a greater quality of life. We “turnkey” every aspect of the business. Everything is formatted, easy to do and all you have to do is duplicate the master copy that is: PROVEN BUSINESS SYSTEM There is no requirement that an associate of WLG utilize or follow the Leadership Format System or any marketing plan or system developed by WLG.

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WLG has strategic relationships with world-class affiliated product provider companies, which offer diversified product portfolios that allow us to take concepts to Middle America that traditionally have been reserved for the rich. WLG is a One-Stop Financial Shop, helping people take charge of their family’s future. * This is not a solicitation or offer to purchase any product. FLA serves as a solicitor only and currently has a selling agreement with Edelman Financial Services, Inc. and World Equity Group, Inc. (WEG). Active money management is provided by Edelman Financial Services, Inc. and WEG, a FINRA registered broker/dealer and an SEC registered investment advisor. Edelman Financial Services, Inc. and WEG are not affiliated with FLA. This information is not intended for use with the general public and does not constitute an offer to buy or sell any individual security, any group of securities, or any investment advisory services with regard to securities. ONE-STOP FINANCIAL SHOP

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We are at a pivotal moment in business history – The Age Wave has become The Great Wealth Wave. If the problem is big enough and the solution is big enough, then we have The Greatest Economic Story of Our Lifetime. THE GREATEST ECONOMIC STORY OF OUR LIFETIME • 76 million people were born in this country within 18 years of each other (1946-1964), creating the baby boomer phenomenon. • This generation has literally changed the shape of business as the boomers have aged and now enter the later years in life. • Every 7 seconds for the next 18 years another baby boomer turns 60. • An estimated $45 trillion will change hands as these baby boomers and their parents pass on their accumulated assets to heirs.

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The Demographics Determine Your Destiny. When the Baby Boomers entered the world, hospitals were overwhelmed and the baby food and diaper industries exploded. Source: U.S. Census Bureau, 2000 Population Growth Changes THE LAW OF DEMOGRAPHIC INEVITABILITY

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In their teens and early twenties, the baby boomers transformed the clothing, automobile and the fast food businesses overnight. Source: U.S. Census Bureau, 2000 Population Growth Changes THE LAW OF DEMOGRAPHIC INEVITABILITY

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As the Boomers started their families, the housing market realized meteoric growth and sprawling subdivisions began to dot the landscape across the country. Source: U.S. Census Bureau, 2000 Population Growth Changes THE LAW OF DEMOGRAPHIC INEVITABILITY

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As the boomers reached middle-age, industries such as fitness, weight loss, and hair replacement became the rage as they became more concerned about staying healthy and looking their best. Source: U.S. Census Bureau, 2000 Population Growth Changes THE LAW OF DEMOGRAPHIC INEVITABILITY

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The Baby Boomers’ impact on society is so big that within five years about one-third of the population is going to be at least 50 years old. Source: U.S. Census Bureau, 2000 Population Growth Changes THE LAW OF DEMOGRAPHIC INEVITABILITY

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Baby Boomers are the wealthiest population segment this nation has ever seen. They control 70 percent of America’s total net worth. Source: U.S. Census Bureau, 2000 Population Growth Changes THE LAW OF DEMOGRAPHIC INEVITABILITY

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An estimated 90 million Americans will be 65 or older in the next 40 years, doubling today’s senior population — creating the largest market need ever for investment and retirement planning. Source: U.S. Census Bureau, 2000 Demographics will produce a fortune for you, if you are there to harness it. Population Growth Changes THE LAW OF DEMOGRAPHIC INEVITABILITY

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When money moves, fortunes are made. The key is to get in between the money and the people when it moves. This is your window to wealth. THE GREAT WEALTH WAVE The $45 Trillion Great Wealth Transference WLG has targeted 10% of the market through all product lines. • $4.5 Trillion Assets Under Active Management – Financial Leadership Advisors* • $450 Billion Mortgages – Global Equity Lending • $450 Billion Real Estate – Global Realty Marketing * This is not a solicitation or offer to purchase any product. FLA serves as a solicitor only and currently has a selling agreement with Edelman Financial Services, Inc. and World Equity Group, Inc. (WEG). Active money management is provided by Edelman Financial Services, Inc. and WEG, a FINRA registered broker/dealer and an SEC registered investment advisor. Edelman Financial Services, Inc. and WEG are not affiliated with FLA. This information is not intended for use with the general public and does not constitute an offer to buy or sell any individual security, any group of securities, or any investment advisory services with regard to securities.

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This is the career opportunity of a lifetime that everybody is looking for – and WLG offers ease of entry into the greatest moment ever. THE GREATEST WEALTH BUILDING WINDOW IN BUSINESS HISTORY 1. Perfect Market Conditions • People are moving. Money is moving. 2. The Great Wealth Wave • The Age Wave has become The Great Wealth Wave. 3. The Ultimate Distribution Building Machine • The Leadership Format System The mind-boggling demographics determine that we are in the right business.

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Most people don't have the education, inclination, time, experience or the resources to manage their own assets. This is where FLA can bridge the giant gap that exists between Wall Street and Main Street, offering consumers an outstanding opportunity: to put their assets under active money management.* We are one of the first companies to bring this type of money management to everyone – with minimum investment requirements that are among the lowest in the industry. Now, you can enjoy professional money management just like the nation’s largest and wealthiest investors! WALL STREET TO MAIN STREET * This is not a solicitation or offer to purchase any product. FLA serves as a solicitor only and currently has a selling agreement with Edelman Financial Services, Inc. and World Equity Group, Inc. (WEG). Active money management is provided by Edelman Financial Services, Inc. and WEG, a FINRA registered broker/dealer and an SEC registered investment advisor. Edelman Financial Services, Inc. and WEG are not affiliated with FLA. This information is not intended for use with the general public and does not constitute an offer to buy or sell any individual security, any group of securities, or any investment advisory services with regard to securities.

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Would you rather have your money actively managed — or leave it unmanaged like it has been? Passive Management A style of management associated with a fund in which the portfolio mirrors a market index. Source:  www.investopedia.com This is not a solicitation or offer to purchase any product. FLA serves as a solicitor only and currently has a selling agreement with Edelman Financial Services, Inc. and World Equity Group, Inc. (WEG). Active money management is provided by Edelman Financial Services, Inc. and WEG, a FINRA registered broker/dealer and an SEC registered investment advisor. Edelman Financial Services, Inc. and WEG are not affiliated with FLA. This information is not intended for use with the general public and does not constitute an offer to buy or sell any individual security, any group of securities, or any investment advisory services with regard to securities. WALL STREET TO MAIN STREET Active Management Refers to the use of a human element - such as a single manager, co-managers, or a team of managers - to actively manage a fund's portfolio. Active managers rely on analytical research, forecasts and their own judgment and experience in making investment decisions on what securities to buy, hold and sell.

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Is it possible to have an investment strategy designed to maximize potential returns as well as help provide protection against market fluctuations — and help you achieve your goals? The key is to tap into the secrets that successful investors have used for years… Active Money Management* Most people have four long-term concerns about their money: WALL STREET TO MAIN STREET * This is not a solicitation or offer to purchase any product. FLA serves as a solicitor only and currently has a selling agreement with Edelman Financial Services, Inc. and World Equity Group, Inc. (WEG). Active money management is provided by Edelman Financial Services, Inc. and WEG, a FINRA registered broker/dealer and an SEC registered investment advisor. Edelman Financial Services, Inc. and WEG are not affiliated with FLA. This information is not intended for use with the general public and does not constitute an offer to buy or sell any individual security, any group of securities, or any investment advisory services with regard to securities.

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The Magic of Compound Interest * These hypothetical examples are for illustrative purposes only and do not represent any particular investment vehicle. The Rule of 72 is a mathematical concept that approximates the number of years it would take to double the principal at a constant rate of return. The performance of investments fluctuates over time, and as a result, the actual time it will take an investment to double in value cannot be predicted with any certainty. The Rule of 72 Divide 72 by the interest rate to estimate the number of years it takes for your money to double. WALL STREET TO MAIN STREET

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Global Equity Lending can show you a different way to use your mortgage as a cutting-edge financial tool. 1. Build Wealth – Leverage old money you are already spending to create new money that can be put to work for you. Educating and empowering consumers is a way of life at Global Equity Lending. We do what’s right. 2. Eliminate Debt – Harness the power of compound interest to work for you, not against you. HOW TO WIN THE MONEY GAME

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The Old Way of Thinking: Pay off your mortgage as soon as possible. But, is it possible this is exactly what you should NOT be doing? Your goal is to make the smallest payment with the biggest tax-break possible. That means never paying off your mortgage. Paying off your mortgage is like putting money under your mattress. HARNESS THE POWER OF YOUR MORTGAGE “Here are 5 great reasons to carry a big, long mortgage and never pay it off.” —Ric Edelman, Author of the acclaimed national best-seller, The Truth About Money, 1997 “Book of the Year” Reason #1: Mortgages don’t lower home values. Reason #2: Your mortgage is the cheapest money you’ll ever buy. Reason #3: Your mortgage is the best way you can lower your taxes. Reason #4: Get the cash out of the house — while you still can. Reason #5: Your mortgage becomes even cheaper over time.

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Our story begins with two brothers, each earning $70,000 a year. They each have $40,000 in savings and both are buying $200,000 homes. Who made the right decision? “A TALE OF TWO BROTHERS”

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Results After Just 5 Years How ironic: Brother “A”, who never wanted a mortgage in the first place, is now in financial jeopardy because he was trying to get rid of his loan too quickly. What if both brothers suddenly lose their jobs? “A TALE OF TWO BROTHERS” These hypothetical examples are for illustrative purposes only. Plan s vary based on the needs and wants of the customer. Illustrated interest rates are based upon the interest rates compiled by Fannie Mae for January 2007. Private mortgage insurance would likely be required. However, this cost is not included in the examples above for illustrative purposes. 1This example is based on a Fannie Mae Interest First loan fixed at 6.125% (7.85% APR). Interest only for 10 years, then the first loan converts to a 20-year amortizing loan on the 10th anniversary with a monthly payment of $1,375. 2Assumes combined federal/state income tax rate of 32% 3Assumes combined federal/state income tax rate of 32%. Net after-tax cost shown is for years 1-10; average for years 11-30 is $1,065. 4Assumes 8% rate of return. Rate of return may vary based on type of investment. 5The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for federal income tax purpose. 6The consumer should consult a tax advisor for further information about the deductibility of interest and charges. This is not a solicitation or offer for the purchase of any product. Payments do not include amounts for taxes, insurance or any other products. Rates could change or be unavailable at the time of commitment or closing.

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Results After Just 15 Years Results After Just 30 Years Now... which do you think is the right course of action — “the old way” or “the new way”? Remember... Cash is King — and Brother “B” now has more than $1.2 million in savings and investments! 28 “A TALE OF TWO BROTHERS” These hypothetical examples are for illustrative purposes only. Plan s vary based on the needs and wants of the customer. Illustrated interest rates are based upon the interest rates compiled by Fannie Mae for January 2007. Private mortgage insurance would likely be required. However, this cost is not included in the examples above for illustrative purposes. 1This example is based on a Fannie Mae Interest First loan fixed at 6.125% (7.85% APR). Interest only for 10 years, then the first loan converts to a 20-year amortizing loan on the 10th anniversary with a monthly payment of $1,375. 2Assumes combined federal/state income tax rate of 32% 3Assumes combined federal/state income tax rate of 32%. Net after-tax cost shown is for years 1-10; average for years 11-30 is $1,065. 4Assumes 8% rate of return. Rate of return may vary based on type of investment. 5The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for federal income tax purpose. 6The consumer should consult a tax advisor for further information about the deductibility of interest and charges. This is not a solicitation or offer for the purchase of any product. Payments do not include amounts for taxes, insurance or any other products. Rates could change or be unavailable at the time of commitment or closing.

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A Typical Family’s Debt: What if there was a dynamic new way to consolidate your debt and give you multiple options to dramatically lower your monthly payments? The above hypothetical examples are for illustrative purposes only. Plans vary based on the needs and wants of the customer. Illustrated interest rates are based upon the interest rates compiled by Fannie Mae for January 2007. 1 Payments do not include amounts for taxes, insurance or any other products. 2 Based on a 30-year loan with an interest rate of 6.5% (6.89% APR). The above hypothetical examples are for illustrative purposes only. Plans vary based on the needs and wants of the customer. Illustrated interest rates are based upon the interest rates compiled by Fannie Mae for January 2007. 3 This example assumes a constant interest rate of 6.75% (6.85% APR) throughout the life of a $250,000 mortgage. This loan is repaid with payments of $1,621 monthly for 360 months. A down payment of 20% ($62,500) is assumed for purchase money loans. 4 For this example, the Interest Only Payment has an interest rate of 6.75% (7.73% APR) and reduces your monthly mortgage payment (but your monthly payments will not reduce your loan balance). Interest will accrue at 6.75% (7.73% APR) for the first 5 years of the loan. After 5 years, the interest, APR, and payment adjust monthly and are subject to increase after loan consummation. Based on figures available as of 6/22/07 (a margin of 2.75% and a one-year LIBOR Index of 5.44%), the fully-amortized payment after 5 years will be $1,971 with an interest rate of 8.25%. A fully-amortized payment will be calculated in the event that negative amortization is present. Rates are effective as of 6/22/07 and are subject to change. While a balloon payment might result, you may increase your savings by taking advantage of an interest only loan. Remember, when you choose an interest only loan, you may still accrue equity as the value of your home increases even though your loan balance will not decrease. Negative amortization may occur. 5 For this example, the minimum payment of $810 is the lowest payment option available. This option is 50% of the fully amortized payment on the loan. Interest will accrue at 6.75% (7.76% APR) for the first 5 years of the loan. Once the 6.75% (7.76% APR) interest period ends, the interest, APR, and payment adjust monthly and are subject to increase after loan consummation. Based on figures available as of 6/22/07, (a margin of 2.75% and a one-year LIBOR Index of 5.44%), the initial payment after 5 years will be $2,306 with an interest rate of 8.25%. Rates are effective as of 6/22/07 and are subject to change without notice. A downpayment of 20% ($62,500) is assumed for purchase money loans. Negative amortization may occur. In the event of negative amortization, a fully amortized payment based on the loan balance at the time of amortization will be required after the first five years of the loan. The Smart Option Loan payment reduces your monthly mortgage payment (but your monthly payments will not reduce your loan balance). While a balloon payment might result, you may increase your savings by taking advantage of an interest only loan. Remember, when you choose this option, you may still accrue equity as the value of your home increases even though your loan balance will not decrease. It makes sense to choose interest only and invest the difference. Negative amortization will occur. Certain payment options will not decrease, and may even increase your loan balance due to the deferral of interest and/or principal payments. These features might result in a balloon payment and make it harder to refinance your loan or receive money from the sale of your home. Please see GEL’s Information about Adjustable Rate Mortgage, Interest-Only Mortgage, and Payment Option Mortgage Loans located at globalequitylending.com and ask for details. 6 This is not a solicitation or offer to purchase any product. Rates could change or be unavailable at the time of commitment or closing. Payments do not Include amounts for taxes, insurance, or other products. Total Debt Monthly Payment CONSOLIDATE DEBT Our Solution: Harness the Power of Your Mortgage with an exciting new plan that consolidates all your debt into one monthly payment – with no money out of pocket for closing costs. Choose from multiple payment options on a new $250,000 mortgage. • Minimum Payment $8105,6 $1,393 • Interest-Only Payment $1,4064,6 $797 • Fully Amortized 30-Year Payment $1,6213,6 $582 Is there a mortgage plan that can provide you all of these options? Credit Cards Student Loans Auto Loans Home Mortgage Total Debt: $12,000 $13,000 $23,000 $194,000 $242,000 $240 $150 $550 $1,264 $2,204 Total Mo. Payment 1,2

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The “Big, Long Mortgage” concept also applies to real estate. Owning your own home is more than just the American Dream – it’s one of the best investments you can make: Use “Other People’s Money” to leverage your investment. Control a large asset with a small initial investment. Increase the value of your asset through potential real estate appreciation.* Earn a profit on the entire value of the asset, not just on your investment in it. Example No. 1 $250,000 Purchase Price x20% Down Payment $50,000 Invested $200,000 Loan Amount 20% Return on Initial Investment If your home appreciates 4% in the first year, you earn: Example No. 2 $250,000 Purchase Price x10% Down Payment $25,000 Invested $225,000 Loan Amount 40% Return on Initial Investment THE REAL ESTATE ADVANTAGE *Real Estate appreciation is not guaranteed. This is a hypothetical example for illustrative purposes only.

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Global Realty Marketing also offers a better opportunity to real estate professionals. No limitations...no limits…no territorial restrictions* Plus... • Personal contracts up to 80% • Override other agents nationwide. • Benefit from our referral network for new leads. • Generate multiple income streams. • Build potential lifetime residual income. • Expand your business and earn unlimited income. Choose One of the Above $250,000 Avg. Home / 5% Commission 90% Traditional Company Associate Closing 2 Sales/Mo. $135,000 Annual Real Estate Commissions 64% GRM Associate Closing 2 Sales/Mo. with 6 Associates Who Close 1 Sale/Mo. $185,567 Annual Real Estate Commissions THE REAL ESTATE ADVANTAGE This hypothetical commission example is for illustrative purposes only to show the potential of the GRM compensation system and assumes the leader has earned the RMD contract and has an 80% Personal Producer contract. This example is based on the gross field payout for a hypothetical $250,000 average sales price at 5% commission. Global Realty Marketing pays out 100% of the gross commission revenue on all sides of a transaction conducted by a GRM Associate after being reduced by a 6.5% (minimum) broker fee and a $200 (minimum) transaction fee. To receive a commission you must be a licensed real estate agent of Global Realty Marketing or Global Referral Alliance. All commission plans subject to change without notice. There is no assurance that these results can or will be achieved. Income is earned from the sale of real estate. No income is earned from recruiting. * With proper licensing.

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For people who don’t want to personally list and sell real estate, there is still an exciting opportunity to earn compensation and receive overrides in the real estate business with Global Referral Alliance. • GRA offers WLG Associates who get a real estate license a powerful way to make money. • If you know someone who is buying or selling a home, complete the simple, one-page referral form and submit it to the Referral Services Department of GRM. GRA’s powerful referral program offers you the opportunity to earn $375- $1,125 for each referral. THE REAL ESTATE ADVANTAGE Remember, by law, you cannot receive any kind of compensation on a real estate transaction unless you hold a real estate license.

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WLG and all of the product provider companies support you with the latest technology to help build and run your business: • Personal and corporate websites • Online sign-up system • GEL’s state-of-the-art online mortgage application/closing system — Loan Expert • Web-based support system • Multimedia presentations & business calculators • Programs and downloads for iPhone, Blackberry, etc. • Online team management/production tracking software LEADING EDGE TECHNOLOGY

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WLG allows people from all walks of life the opportunity to build a business that generates: Great Part-Time Income Multiple Income Streams The Magic of Compound Residual Income You are truly building a “Business within a Business.” REVOLUTIONARY COMPENSATION

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1 Closed Loan a month… $2,2501 1 Real Estate Referral… $5632 1 FLA Referral… $363 $2,849 What if you saved this money for retirement** over 30 years? @ 4% = $1,983,938 @ 8% = $4,274,341 Where else can you make this kind of money part-time? Great Part-Time Income* REVOLUTIONARY COMPENSATION *This hypothetical commission example is for illustrative purposes only to show the potential of the GEL compensation system and assumes the leader has earned the Senior Associate contract. Licensing may be required for certain product lines. 1This example is based on a $250,000 loan paying a 2% commission to the field.  Global Equity Lending gross loan revenue will be reduced by a 12.5% (minimum) payroll deduction administration fee.    2This example is based on a $250,000 real estate transaction paying 2.5% commission to the field, reduced by 6.5% plus $200 transaction fee          3This example is based on a $100,000 investment paying a solicitation fee quarterly based on asset value.  Amount shown is a solicitation fee for only the first month.  Residual income is paid on the account value for the lifetime of the account. ** If you save your part-time income over a 30-year period of time, this is the potential income based on the hypothetical rates of return, illustrated here. These amounts do not reflect any taxes. This is not a solicitation or offer to purchase any product. FLA serves as a solicitor only and currently has a selling agreement with Edelman Financial Services, Inc. and World Equity Group, Inc. (WEG). Active money management is provided by Edelman Financial Services, Inc. and WEG, a FINRA registered broker/dealer and an SEC registered investment advisor. Edelman Financial Services, Inc. and WEG are not affiliated with FLA. This information is not intended for use with the general public and does not constitute an offer to buy or sell any individual security, any group of securities, or any investment advisory services with regard to securities. (First month fee only) Part-Time Annualized Income: $34,188

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With WLG, you can make serious money marketing the products of our affiliated companies — and you can make even more money building a team of your own. REVOLUTIONARY COMPENSATION We will help: • Develop your list of potential prospects • Contact your prospects to hear about the opportunity. • Put you on track to build a local, regional and national team to make your dreams come true. World Leadership Group is not a franchise. WLG Associates are not required to purchase any products, goods, services, inventory, marketing plan or property of any kind, or pay any fees for the right to engage business.

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Multiple Income Streams REVOLUTIONARY COMPENSATION *This hypothetical commission example is for illustrative purposes only to show the potential of the WLG compensation system and assumes the leader has earned the RMD contract. To receive a commission on mortgage products you must be an employee of Global Equity Lending. All commission plans subject to change without notice. There is no assurance that results can or will be achieved. Income is earned from the sale of GEL-authorized products and services. No income is earned from recruiting. Licensing may be required for certain product lines. 1This example is based on a $250,000 loan paying a 2% commission to the field.  Global Equity Lending gross loan revenue will be reduced by a 12.5% (minimum) payroll deduction administration fee.    2This example is based on a $250,000 real estate transaction paying 2.5% commission to the field, reduced by 6.5% plus $200 transaction fee 3This example is based on a $250,000 referral.          4This example is based on a $100,000 investment paying a solicitation fee quarterly based on asset value.  Amount shown is a solicitation fee for only the first month.  Residual income is paid on the account value for the lifetime of the account.               5This example is based on a $400,000 commercial loan paying a $4,500 commission to the field.  Global Equity Lending gross loan revenue will be reduced by a 12.5% (minimum) payroll deduction administration fee. This is not a solicitation or offer to purchase any product. FLA serves as a solicitor only and currently has a selling agreement with Edelman Financial Services, Inc. and World Equity Group, Inc. (WEG). Active money management is provided by Edelman Financial Services, Inc. and WEG, a FINRA registered broker/dealer and an SEC registered investment advisor. Edelman Financial Services, Inc. and WEG are not affiliated with FLA. This information is not intended for use with the general public and does not constitute an offer to buy or sell any individual security, any group of securities, or any investment advisory services with regard to securities. Build a Team and Generate Income From Multiple Product Lines*

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The Magic of Compound Residual Income REVOLUTIONARY COMPENSATION The following example shows the multiple income streams from all product lines with a team of 6 direct AMDs, each with 3 RMDs who work for 5 years — and then stop. Then, the opportunity becomes even bigger through the magic of compound residual income with active money management* through FLA referrals. This is the first time in history that The Rule of 72 applies to your cash flow — the Magic of Compound Residual Income. * This is not a solicitation or offer to purchase any product. FLA serves as a solicitor only and currently has a selling agreement with Edelman Financial Services, Inc. and World Equity Group, Inc. (WEG). Active money management is provided by Edelman Financial Services, Inc. and WEG, a FINRA registered broker/dealer and an SEC registered investment advisor. Edelman Financial Services, Inc. and WEG are not affiliated with FLA. This information is not intended for use with the general public and does not constitute an offer to buy or sell any individual security, any group of securities, or any investment advisory services with regard to securities. Licensing may be required for certain product lines.

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REVOLUTIONARY COMPENSATION This powerful system allows you to: • Join WLG & All 3 Product Companies. • No additional charge to join affiliated product companies* • Qualify for the Business Expense Reimbursement Plan. • Jump-Start your career with PASS — Professional Associate Success System. All WLG compensation plans, promotion standards, PASS and business expenses reimbursement plan are subject to change without notice. All licenses/certification must be completed within 12 months from the time you start with the company. New Associates are not required to join all companies. Some restrictions might apply. See WorldLeadershipGroup.com for complete details. The PASS fee must be paid current to qualify for the Business Expense Reimbursement Plan. *Excludes any licensing fees, E&O Insurance Premiums, training expenses and PASS fee.

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RECOGNITION & REWARD SYSTEM WLG will recognize our greatest leaders with everything from diamond-studded promotion pins to custom Super Bowl type rings.

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RECOGNITION & REWARD SYSTEM These incredible awards are presented at some of the world's most exclusive destinations, from the annual convention in Las Vegas to elite trips for top leaders in Hawaii, Europe and around the world. Join WLG and see the world.

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• Get a decision kit. • Set a follow up appointment with your Regional Marketing Director. • Sign up now. • Get off to a fast start. THE NEXT STEP WLG makes it easy to join, get started in business, build your team and make money.

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Global Equity Lending All loans are subject to approval. Certain restrictions apply. This document is not intended as an offer to extend credit, a commitment to lend, or an offer to enter into an interest rate lock-in agreement. The loan interest rates, fees and terms All loans are subject to approval. Certain restrictions apply. This document is not intended as an offer to extend credit, a commitment to lend, or an offer to enter into an interest rate lock-in agreement. The loan interest rates, fees and terms presented are for illustrative purposes only and may not be currently available as rates are subject to change and availability. All loan products are not available in all states. This document has been prepared to assist loan originators in illustrating some of the financing options available to consumers. Mortgage loans are originated by Global Equity Lending, Inc., 6465 East Johns Crossing, Johns Creek, GA 30097, which currently conducts business in the states listed below. Applications may be pending in additional states. For more information on interest-only and payment option mortgage loans, please see Global Equity Lending’s Information about Adjustable Rate Mortgage, Interest-Only Mortgage, and Payment Option Mortgage Loans located at www.globalequitylending.com and ask for details. Alabama; Alaska; Arizona Global Equity Lending, Inc. Mortgage Banker License #BK-0905354; Arkansas; California Licensed by the Department of Corporations under the California Residential Mortgage Lending Act; Colorado Consumer Credit Code Licensee Number 097213; Connecticut If we are acting as the broker, BROKER ONLY, NOT A LENDER.; Delaware; District of Columbia; Florida; Georgia Global Equity Lending, Inc., 6465 East Johns Crossing, Johns Creek, GA 30097 Georgia Residential Mortgage Licensee Number 11933; Hawaii Global Equity Lending, Inc., 1100 Alakea Street PH-1, Honolulu, HI 96813; Idaho; Illinois Residential Mortgage Licensee No. MB.0004754, 6465 East Johns Crossing, Johns Creek, GA 30097; Indiana; Iowa; Kansas; Kentucky; Louisiana Residential Mortgage Lender; Maine; Maryland; Massachusetts Mortgage Lender and Mortgage Broker Licensee Number MC3030-If we are acting as the broker, we arrange but do not make loans.; Michigan; Minnesota; Mississippi Mississippi Registered Mortgage Company, 6465 East Johns Crossing, Johns Creek, GA 30097. Licensed by the Mississippi Department of Banking and Consumer Finance; Missouri Freddie Mac Exempt - Global Equity Lending, Inc., 6465 East Johns Crossing, Johns Creek, GA 30097; Montana Mortgage Broker License No. 000496, Global Equity Lending, Inc., 6465 East Johns Crossing, Johns Creek, GA 30097; Nebraska; Nevada Global Equity Lending, Inc., 1880 East Warm Springs Road, Ste. 115, Las Vegas, NV 89119 Phone: (702)697-0880. 3100 Mill Street, Ste. 212, Reno, NV 89502 Phone: (775)322-7377. We originate residential mortgage loans, acting as either the mortgage broker or lender.; New Jersey Licensed by the New Jersey Department of Banking and Insurance. Global Equity Lending, Inc., 993 Lenox Dr., Ste. 200, Bldg. 200, Lawrenceville, NJ 08648. Phone: (609)844-7639. If we are acting as the mortgage broker, we will not make any mortgage loan commitments or fund any mortgage loans since we arrange loans with third party providers. Percentage of down payment required may vary, a higher interest rate or points may be required, and restrictions may apply as to the maximum principal amount of the loan offered.; New Hampshire Global Equity Lending, Inc. doing business as GEL Lending, Licensed by New Hampshire Banking Department, Mortgage Banker License No. 5483-MB; New Mexico; North Carolina; North Dakota; Ohio Global Equity Lending, Inc., 2720 Airport Drive-Suite 155, Columbus, OH 43219, Registration No. MB.803229.001-BR; Oklahoma; Oregon; Pennsylvania Licensed by the Department of Banking; Rhode Island Licensed Lender and Licensed Broker; South Carolina; South Dakota; Tennessee; Texas Registered Mortgage Banker #46737, Texas Regulated Loan License #9763-44863, Global Equity Lending, Inc. 6465 East Johns Crossing, Johns Creek, GA 30097 Phone: (678)966-7600; Utah; Vermont; Virginia Global Equity Lending, Inc. Licensed by the “Virginia State Corporation Commission.” License #MLB-852. Please note that refinancing an existing loan may result in total finance charges being higher over the life of the loan. Stated interest rates may change or may not be available at the time of loan commitment or lock-in.; Washington Global Equity Lending, Inc. Consumer Loan Licensee; West Virginia; Wisconsin; Wyoming. The Federal Communications Commission (FCC) and the Federal Trade Commission (FTC) have established rules regarding telephone solicitation (cold calling) of customers and a Federal “Do Not Call” registry. Global Equity Lending, Inc. and its affiliated companies support these rules and attempt to insure compliance with them. Questions regarding these rules should be directed to the GEL Home Office, Attn: Compliance. 10/18/07 In California, Iowa, Pennsylvania, and South Dakota, only real estate brokers may join Global Equity Lending. If you hold a sales person license, you may not join Global Equity Lending, per state statutes. Real estate agents may not be hired by Global Equity Lending in Connecticut and New Hampshire. In Louisiana, Maryland, Ohio, Utah, and Virginia, acting in a dual capacity as the mortgage originator and real estate agent on the same transaction is prohibited. Global Realty Marketing GRM is not currently licensed in all states. Please visit our website for a current list of approved states. Financial Leadership Advisors, Inc. This brochure and it contents are for recruiting purposes only. The brochure is not intended for use with the general public and does not constitute an offer to buy or sell any individual security, any group of securities, or any investment advisory services with regard to securities. Certain indices used in this brochure are unmanaged and individuals are not able to invest directly into any index. The brochure is designed to provide prospective FLA recruits with an understanding of certain investing concepts and potential earnings that may be obtained. All earnings figures are hypothetical and for illustrative purposes only. Past performance does not guarantee future returns. The Federal Communications Commission (FCC) and the Federal Trade Commission (FTC) have established rules regarding telephone solicitation (cold calling) of customers and a Federal "Do Not Call" registry. WLG and its affiliate companies support these rules and attempt to insure compliance with them. Questions regarding these rules should be directed to the WLG Home Office; Attn: Compliance.  W377.11.07_nonlic_mm If you’ve ever dreamed of building a better quality of life, World Leadership Group could be the right opportunity for you. We offer people from all walks of life the chance to get in on the ground floor of an exciting new business, uniquely positioned in the marketplace. It takes leaders with vision to help people with dreams. With World Leadership Group, your dreams can come true. World Leadership Group, Inc. • 6464 East Johns Crossing, Johns Creek, GA 30097 • 678.966.7600 • WorldLeadershipGroup.com • ©2007 World Leadership Group This presentation is for recruiting purposes only. This is not a solicitation or offer to purchase any product.